Search Results - subject_exact:"Firmenkundengeschäft"

Geringer CO₂-Fußabdruck bei Krediten, jedoch hoher CO₂-Fußabdruck bei Wertpapieren österreichischer Banken

Zhan, Jun Chao - 2026

Banken finanzieren den Übergang zur Klimaneutralität durch Kredite und Wertpapierinvestitionen. Dabei sind sie selbst indirekt Risiken ausgesetzt, wenn ihre Geschäftspartner es nicht schaffen, ihre CO2-Emissionen zu senken. Die jährlich von der EZB veröffentlichten "Carbon Emission...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015652270

Schwache Konjunktur bremst Kreditgeschäft : Österreich-Ergebnisse der Umfrage über das Kreditgeschäft im Euroraum : (Bank Lending Survey - BLS) vom Jänner 2025

Hubmann, Gerald - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015188978

Exposición de la Banca en Chile a los riesgos financieros relacionados al clima: riesgos físicos y de transición

Gonzáles, Luis; Rojas, Cristian - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015421133

Bank competition and investment costs across space

Bordeu, Olivia; González, Gustavo; Sorá, Marcos - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015421163

Interest rate caps, corporate lending, and bank market power : evidence from Bangladesh

Kuroishi, Yusuke; LaPoint, Cameron; Miyauchi, Yuhei - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015436369

The lender's lender : trade credit and the monitoring role of banks

Freeman, Kayla M. - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015550356

Schwache Investitionstätigkeit bremst Kreditnachfrage von Unternehmen : Österreich-Ergebnisse der euroraumweiten Umfrage über das Kreditgeschäft vom Juli 2024

Hubmann, Gerald - 2024

Die Kreditnachfrage von Unternehmen ist im zweiten Quartal 2024 neuerlich gesunken. Damit verlängerte sich ein seit dem vierten Quartal 2022 bestehender Abwärtstrend ein weiteres Mal. Hauptgrund dafür ist die abnehmende Investitionstätigkeit der Unternehmen. Für das dritte Quartal 2024...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015063085

Digital transformation in corporate banking : toward a blended service model

Lóska, Gergely; Uotila, Juha - 2024

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014583890

The paradox of progress : technological advancements in banking and the dual impact on SME bank borrowing

Hryckiewicz, Aneta; Korosteleva, Julia; Kozłowski, Łukasz - 2024

This study delves into the impact of technological bank innovations on small and medium-sized enterprise (SME) borrowing across the European Union. By analyzing a comprehensive dataset of 179,921 SME-bank lending relationships from 2009 to 2019, we explore the mechanisms through which...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015071855

Extend-and-pretend in the U.S. CRE market

Crosignani, Matteo; Prazad, Saketh - 2024

We show that banks "extended-and-pretended" their impaired CRE mortgages in the post-pandemic period to avoid writing off their capital, leading to credit misallocation and a buildup of financial fragility. We detect this behavior using loan-level supervisory data on maturity extensions, bank...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015084318

Relationship lending : that ship has not sailed for community banks

Holod, Dmytro; Peek, Joe; Torna, Gökhan - 2024 - This version: April 2024

This study provides direct evidence of the value to banks arising from relationship lending by estimating the market premium placed on banking organizations' small business loan portfolios. Using data from the small business loan survey contained in the June bank Call Reports, we find that small...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014529121

SME relationship banking and loan contracting : survey-based evidence from China

Lu, Shun; Glushenkova, Marina; Huang, Wei; Matthews, Kent - 2024

This study explores the impact of relationship banking on the financial constraints and loan conditions of small and medium-sized enterprises (SMEs) in China. Our research contributes to the literature in several ways. First, we examine both the financial costs and loan benefits associated with...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014491201

The importance of individual-pair lending relationships

Even-Tov, Omri; Li, Xinlei; Wang, Hui; Williams, Christopher - 2024

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015133876

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The Importance of Individual-Pair Lending Relationships

Even-Tov, Omri; Li, Xinlei; Wang, Hui; Williams, … - 2023

Book / Working Paper

Real effects of bank shocks

Sharma, Vivek - 2024

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015372696

“Out of Sight, Out of Mind?” Banks’ Private Information, Distance, and Relationship Length

Claessens, Stijn; Ongena, Steven; Wang, Teng - 2023

What is in banks’ private information about borrowers, and how does it relate to physical distance and relationship length? Exploiting the Federal Reserve’s comprehensive supervisory loan-level dataset on corporate borrowers, we distinguish two dimensions of private information embedded in...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014258374

Old Program, New Banks : Online Banks in Small Business Lending

Bickmore, Elizabeth; MacKinlay, Andrew; Tellez, Yessenia - 2023

While banks historically offer a litany of different credit and depository products to their local customers, technological innovation and consumer preferences have spurred growth of online banks specializing in particular activities across broad geographic areas. This paper analyzes the...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014348620

Bank Specialization and the Design of Loan Contracts

Giometti, Marco; Pietrosanti, Stefano - 2023

We study bank specialization in lending in the U.S. corporate loan market. We document that banks specialize in lending to specific industries. Specialization is persistent over time and common across industries. Using detailed information on syndicated loans, we show that the typical loan...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014349527

Bank Technological Innovation and SME Lending : Do We Experience a Transformation in a Bank-SME Relationship?

Hryckiewicz, Aneta; Korosteleva, Julia A.; Kozłowski, … - 2023

Over the past decade, banks have heavily invested in technological development, bringing hope to many underserved customers. However, the benefits of bank digitalization for small & medium-sized enterprises (SMEs) remain ambiguous. Using a sample of 179,921 SMEs and their borrowing relationships...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014355856

The Value of Bank Relationships : Evidence from the COVID-19 Crisis

Shikimi, Masayo - 2023

We investigate how firm–bank relationships affect firms’ stock performance during the COVID-19 crisis. Using Japanese firms’ data, we find that the COVID-19 outbreak caused a sharp drop in the stock performance of both the firms with more concentrated bank relationships and those with less...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014356066

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The Value of Bank Relationships : Evidence from the COVID-19 Crisis

Shikimi, Masayo - 2022

Book / Working Paper

Nachfrage nach Investitionskrediten weiterhin rückläufig : Österreich-Ergebnisse der euroraumweiten Umfrage über das Kreditgeschäft vom Juli 2023

Hubmann, Gerald - 2023

Die Nachfrage der Unternehmen nach Investitionsfinanzierungen sinkt seit dem dritten Quartal 2022 und dürfte auch im dritten Quartal 2023 weiter rückläufig bleiben. Hintergrund ist die konjunkturelle Eintrübung infolge der globalen wirtschaftlichen und politischen Verwerfungen sowie das...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015062356

Kreditnachfrage von Unternehmen sinkt im dritten Quartal 2023 neuerlich und deutlich : Österreich-Ergebnisse der euroraumweiten Umfrage über das Kreditgeschäft vom Oktober 2023

Hubmann, Gerald - 2023

Die Kreditnachfrage von Unternehmen ist in Österreich im dritten Quartal 2023 deutlich gesunken, insbesondere jene nach langfristigen Krediten bzw. zur Finanzierung von Investitionen. Bereits seit dem vierten Quartal 2022 schwächt sich die Nachfrage nach Unternehmenskrediten ab. Für das...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015062399

Do Lending Relationships Matter When Loans Are Securitized?

Bhardwaj, Abhishek; Mukherjee, Saptarshi - 2023

This paper documents a novel ``fire-sale insurance" channel through which lending relationships help borrowers when their loans are securitized into CLOs. We document that CLO managers avoid selling the loans of firms related to their underwriter bank when liquidity shocks induce selloffs....

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014254507

Wholesale central bank digital currency : the safe way to debt capital market efficiency

Hebert, Josselin; Moshammer, Edmund; Barth, Herbert - 2023

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014311498

Do non-bank lenders mitigate credit supply shocks? : evidence from a major bank exit

McCann, Fergal; McGeever, Niall; Peia, Oana - 2023

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014382757

Neither true nor fairweather friend : relationship banking and SME borrowing under Covid-19

Zhao, Tianshu; Matthews, Kent; Munday, Max - 2023

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014388530

Marketing im Firmenkundengeschäft

Pepels, Werner - 2025 - 2., komplett überarbeitete Auflage

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015406949

A Trade-off Between Monetary Policy Transmission and Systemic Risk in China

Chen, Kaiji; Xiao, Yiqing; Zha, Tao - 2025

We examine how interbank wholesale funding shapes the transmission of interest-rate-based monetary policy in China and contributes to systemic risk. Using a bank-level quarterly panel dataset and an estimated policy rule for the 7-day repo rate, we find that access to wholesale funding amplifies...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015438281

Passivgeschäft

Wymann, Anita; Hirt, Thomas - 2025 - 16., überarbeitete Auflage

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015549630

Lösungsbuch „Bankwirtschaft in kundennahen Lernsituationen" : Zum Lehrbuch für Bank- und Finanzkaufleute

Grundmann, Wolfgang - 2025 - 6. Auflage

Dieses Buch enthält die Lösungen der im Lehrbuch „Bankwirtschaft in kundennahen Lernsituationen“ (7. Auflage) enthaltenen Übungsaufgaben, die zur Festigung und Vertiefung der erworbenen Kenntnisse beitragen. Das Lehrbuch vermittelt den Auszubildenden von Anfang an ein fallorientiertes...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015404858

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Lösungsbuch „Bankwirtschaft in kundennahen Lernsituationen" : Zum Lehrbuch für Bank- und Finanzkaufleute

Grundmann, Wolfgang; Leuenroth, Marion - 2024 - 5. Auflage

Edition: 5. Auflage

Book / Working Paper

Lösungsbuch „Bankwirtschaft in kundennahen Lernsituationen" : Zum Lehrbuch für Bank- und Finanzkaufleute

Grundmann, Wolfgang; Leuenroth, Marion - 2023 - 4. Auflage

Edition: 4. Auflage

Book / Working Paper

Cross-subsidization of Bad Credit in a Lending Crisis

Artavanis, Nikolaos; Lee, Brian Jonghwan; Panageas, Stauros - 2022

We study the corporate-loan pricing decisions of a major Greek bank during the Greek financial crisis. A unique aspect of our dataset is that we observe both the interest rate and the "breakeven rate" of each loan, as computed by the bank's own loan-pricing department (in effect, the loan's...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10013172149

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Cross-subsidization of Bad Credit in a Lending Crisis

Artavanis, Nikolaos T.; Lee, Brian Jonghwan; Panageas, … - 2022

Book / Working Paper

A microdata-based approach to stress testing banks' credit losses from corporate lending

Amberg, Niklas; Li, Jieying; Winstrand, Jakob - 2022

Persistent link: https://ebvufind01.dmz1.zbw.eu/10013462614

Four facts about relationship lending : the case of Chile 2012-2019

Acosta-Henao, Miguel; Pratap, Sangeeta; Taboada, Manuel - 2023

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014365660

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Four facts about relationship lending: the case of Chile 2012-2019

Acosta-Henao, Miguel; Pratap, Sangeeta; Taboada, Manuel - 2022

Book / Working Paper

Basel III and SME Bank Finance in Germany

Marek, Philipp; Stein, Ingrid - 2022

This paper examines how Basel III capital reforms affected bank lending in Ger- many. We focus on the increase of minimum risk-based capital requirements and the introduction of the leverage ratio. The announcement of stricter risk-based capital regulation significantly affected low capitalized...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014238819

Impact of mobile banking on small business lending after bank branch closures

Wang, Ye; Wu, Shuang - 2024

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015070837

Do local differences in trust affect bank lending activities?

Jackowicz, Krzysztof; Kozłowski, Łukasz; Wnuczak, Paweł - 2024

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014490863

A financial supply chain on corporate working capital and interbank lines of credit

Rahman, Molla Ramizur; Misra, Arun Kumar; Kumar, Satish - 2024

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014446979

Beyond compliance : a new narrative for corporate banking with digital know your customer management : navigating risks, unlocking opportunities

Heidenhof, Marcus; Manske, Jonas - 2024

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015271696

Syndicated lending, competition, and relative performance evaluation

Schneider, Thomas Ian; Strahan, Philip E.; Yang, Jun - 2024

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015359500

Sharing the Pain Credit Supply & Real Effects of Bank Bail-ins

Lopes, Samuel da Rocha; Beck, Thorsten; Silva, André F. - 2021

We analyze the credit supply and real sector effects of bank bail-ins by exploiting the unexpected failure of a major Portuguese bank and subsequent resolution. Using a matched firm-bank dataset on credit exposures and interest rates, we show that while banks more exposed to the bail-in...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10013252076

Relationship lending, trust, and SME bank financing in the UK

Degryse, Hans; Matthews, Kent; Zhao, Tianshu - 2021 - (This draft) April 2021

It is well recognized that relationship banking helps to relieve the credit constraints faced by SMEs to access bank finance. Trust is an important part of relationship banking. However, the term trust is nebulous,and relationship banking means different things to different banksand different...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10012632147

Neither true-friend nor fairweather friend : relationship banking and SME borrowing under Covid-19

Zhao, Tianshu; Matthews, Kent; Munday, Max - 2021 - (Draft) October 5 2021

A growing literature addresses the costs and benefits associated with relationship banking, particularly for smaller firms, but with much of this work focused on normal trading conditions. Covid-19 provides an ideal testbed to explore the resilience of relationship banking. We examine whether...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10012632152

Bank specialization and zombie lending

De Jonghe, Olivier; Mulier, Klaas; Samarin, Ilia - 2021

Bank specialization leads to expertise, including knowledge on zombie borrowers and the negative impact they exert on healthy borrowers. This induces specialized banks to reduce zombie lending. The reduction in zombie lending is larger when the scope and opportunity cost of negative spillovers...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10012661259

Lending cycles and real outcomes : costs of political misalignment

Bircan, Çağatay; Saka, Orkun - 2021

Persistent link: https://ebvufind01.dmz1.zbw.eu/10012655391

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Lending cycles and real outcomes : costs of political misalignment

Bircan, Cagatay; Saka, Orkun - 2021

Book / Working Paper

Lending cycles and real outcomes : costs of political misalignment

Bircan, Çağatay; Saka, Orkun - 2021

Book / Working Paper

Lending cycles and real outcomes : costs of political misalignment

Bircan, Çağatay; Saka, Orkun - 2019

Book / Working Paper

Lending cycles and real outcomes : costs of political misalignment

Bircan, Çağatay; Saka, Orkun - 2019

Book / Working Paper

Lending cycles and real outcomes : costs of political misalignment

Bircan, Çağatay; Saka, Orkun - 2018

Book / Working Paper

Sharing the pain? : credit supply and real effects of bank bail-ins

Beck, Thorsten; Lopes, Samuel da Rocha; Silva, André F - 2021

Persistent link: https://ebvufind01.dmz1.zbw.eu/10012504711

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Sharing the pain? : credit supply and real effects of bank bail-ins

Beck, Thorsten; Lopes, Samuel da Rocha; Silva, Andre - 2017

Book / Working Paper

Sharing the pain? : credit supply and real effects of bank bail-ins

Beck, Thorsten; Lopes, Samuel da Rocha; Silva, Andre - 2017

Book / Working Paper

Sharing the Pain? Credit Supply and Real Effects of Bank Bail-Ins

Beck, Thorsten - 2019

Book / Working Paper

Banks as lenders of first resort: evidence from the Covid-19 crisis

Li, Lei; Strahan, Philip E.; Zhang, Song - 2020

Persistent link: https://ebvufind01.dmz1.zbw.eu/10012294830

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Banks as lenders of first resort : evidence from the COVID-19 crisis

Li, Lei; Strahan, Philip E.; Zhang, Song - 2020

Article

Banks as Lenders of First Resort : Evidence from the Covid-19 Crisis

Li, Lei - 2020

Book / Working Paper

Banks as Lenders of First Resort : Evidence from the COVID-19 Crisis

Li, Lei - 2020

Book / Working Paper

Banks as Lenders of First Resort : Evidence from the COVID-19 Crisis

Li, Lei - 2020

Book / Working Paper

Are bank merger characteristics important for local community investment?

Minton, Bernadette A.; Taboada, Alvaro G.; Williamson, Rohan - 2020

Using a sample of 3,964 bank mergers during the 1999-2016 period, we examine the differential effects of merger and local market characteristics on local small business lending through banks' dependence on soft information acquisition relative to technology driven lending. Mergers involving...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10012244527

Servizi bancari online e dinamica degli sportelli bancari

Carmignani, Amanda; Manile, Marco; Orame, Andrea; … - 2020

Persistent link: https://ebvufind01.dmz1.zbw.eu/10012167616

IFRS 9 and COVID-19 : delay and freeze the transitional arrangements clock

Abad, Jorge; Suárez, Javier - 2020

Persistent link: https://ebvufind01.dmz1.zbw.eu/10012225267

SME liquidity needs during the COVID-19 shock

McGeever, Niall; McQuinn, John; Myers, Samantha - 2020

Persistent link: https://ebvufind01.dmz1.zbw.eu/10012219385

Free riding in loan approvals : evidence from SME lending in Peru

Arraiz, Irani; Bruhn, Miriam; Roth, Benjamin N.; … - 2020

We provide evidence that commercial lenders in Peru free ride off their peer's screening efforts. Leveraging a discontinuity in the loan approval process of a large bank, we find competing lenders responded to additional loan approvals by issuing approvals of their own. Competing lenders...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10012177540