Search Results - subject_exact:"Individual health insurance"

Policy or pandemic? : explaining the rise in young adults' private health insurance take-up in Australia

Kettlewell, Nathan; Gao, Tiannan - 2026

This study uses administrative data to estimate how an age-based discount policy introduced in 2019 affected the take-up of private health insurance in Australia before and during the COVID-19 pandemic. The policy provided a perpetual premium discount of 2%-10% for people who purchased insurance...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015656428

Public pollution information and private health insurance purchase

Chen, Hua; Yuan, Zizhen; Zhang, Zheyuan - 2026

This paper provides novel evidence on how public disclosure of air pollution information affects private health insurance demand. Exploring the staggered rollout of China's real-time air pollution monitoring and disclosure program as a quasinatural experiment, we combine household-level survey...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015665021

Adverse selection and consumer inertia : empirical evidence from the Dutch health insurance market

Croes, Ramsis R.; Schut, Frederik T.; Varkevisser, Marco - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015448065

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Adverse Selection and Consumer Inertia : Empirical Evidence from the Dutch Health Insurance Market

Croes, Ramsis; Schut, Frederik T.; Varkevisser, Marco - 2022

Book / Working Paper

Predicting high-cost healthcare utilization using machine learning : a multi-service risk stratification analysis in EU-based private group health insurance

Seyam, Eslam Abdelhakim - 2025

Healthcare cost acceleration and resource allocation issues have worsened across European health systems, where a small group of patients drives excessive healthcare spending. The prediction of high-cost utilization patterns is important for the sustainable management of healthcare and focused...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015436721

Long-term care partnership effects on medicaid and private insurance

Costa-Font, Joan; Raut, Nilesh - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015460270

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Long-term care partnership effects on medicaid and private insurance

Costa-Font, Joan; Raut, Nilesh - 2021

Book / Working Paper

Long-term care partnership effects on Medicaid and private insurance

Costa-Font, Joan; Raut, Nilesh - 2021

Book / Working Paper

Long-Term Care Partnership Effects on Medicaid and Private Insurance

Costa-Font, Joan; Raut, Nilesh - 2022

Book / Working Paper

Long-Term Care Partnership Effects on Medicaid and Private Insurance

Costa-Font, Joan; Raut, Nilesh - 2021

Book / Working Paper

Optimal testing and social distancing of individuals with private health signals

Tröger, Thomas - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015442404

Public vs. private : inequality in health care benefits under Germany's dual system

Vitt, Helena - 2025

Health care services are Germany's largest in-kind transfer, yet their distributional effects remain underexplored. Using a microsimulation model, we integrate detailed survey data on health care utilisation from the German Health Update Study (GEDA) with administrative expenditure records from...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015557236

Public insurance and demand for private healthcare

Bhattacharya, Titir; Chakraborty, Tanika; De, Prabal K. - 2025

Establishment of public–private partnerships is an emerging model in health care delivery. This study evaluates a pioneering social health insurance program in India that enables eligible households to access private hospitals for tertiary care services free of cost, but does not build more...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015579064

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Public insurance and demand for private healthcare

Bhattacharya, Titir; Chakraborty, Tanika; De, Prabal K. - 2025

Book / Working Paper

Classifying the integration of healthcare providers and insurers

Liang, Xiaodan; Mullahy, John - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015482867

Lowering acquisition costs with a commission cap? : evidence from the German private health insurance market

Braegelmann, Kylie Ann; Schiller, Jörg - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015484801

On the over-provision of medical insurance

Mirza, Afrasiab; Stephens, Eric - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015398588

Market design in regulated health insurance markets : risk adjustment vs. subsidies

Einav, Liran; Finkelstein, Amy; Tebaldi, Pietro - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014565328

Out-of-pocket expenditure, need, utilisation, and private health insurance in the Australian healthcare system

Ludlow, Timothy; Fooken, Jonas; Rose, Christiern; Tang, … - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014547930

Financial incentives and private health insurance demand on the extensive and intensive margins

Kettlewell, Nathan; Zhang, Yuting - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014549766

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Financial incentives and private health insurance demand on the extensive and intensive margins

Kettlewell, Nathan; Zhang, Yuting - 2023

Book / Working Paper

Health disparities in Europe : insights from a cluster analysis of healthcare systems

Di Gioacchino, Debora; Ghignoni, Emanuela; Sabani, Laura - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014551419

The use of voluntary health insurance in the access to specialist care : evidence from the Italian NHS

Brenna, Elenka; Giammanco, Maria Daniela - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014551889

Analyzing the impact of fiscal conditions on private health expenditures in OECD countries : a quantile ARDL investigation

Silva, Nuno; Tavares, Aida Isabel; Koengkan, Matheus; … - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015080776

Workers' moral hazard and private insurer effort in disability insurance

Koning, Pierre; Lent, Max van - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015121219

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Workers' moral hazard and private insurer effort in disability insurance

Koning, Pierre; Lent, Max van - 2024

Book / Working Paper

A denial a day keeps the doctor away

Dunn, Abe; Gottlieb, Joshua D.; Shapiro, Adam Hale; … - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014528126

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A denial a day keeps the doctor away

Dunn, Abe; Gottlieb, Joshua D.; Shapiro, Adam Hale; … - 2023

Book / Working Paper

A Denial a Day Keeps the Doctor Away

Dunn, Abe; Gottlieb, Joshua D.; Shapiro, Adam Hale; … - 2021

Book / Working Paper

A Denial a Day Keeps the Doctor Away

Dunn, Abe; Gottlieb, Joshua D.; Shapiro, Adam Hale; … - 2021

Book / Working Paper

Participation of foreigners in public health insurance in the Czech Republic

Kottová, Eliška; Tepperová, Jana - 2024

Foreigners from third countries are not entitled to participate in the Czech public health insurance system unless they have either permanent residence in the Czech Republic or a Czech employer. This article aims to analyse the economic impact of the possible inclusion of such foreigners into...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014529580

Effects of private health insurance on waiting time in public hospitals

Yang, Ou; Yong, Jong-say; Zhang, Yuting - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014534761

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Effects of Private Health Insurance on Waiting Time in Public Hospitals

Yang, Ou; Yong, Jong-say; Zhang, Yuting - 2023

Book / Working Paper

Impact of time of diagnosis on out-of-pocket costs of cancer treatment, a side effect of health insurance design in Australia

Naghsh Nejad, Maryam; Van Gool, Kees - 2024

The Extended Medicare Safety Net (EMSN) in Australia was designed to provide financial assistance to patients with high out-of-pocket (OOP) costs for medical treatment. The EMSN works on a calendar year basis. Once a patient incurs a specified amount of OOP costs, the EMSN provides additional...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014502936

Unravelling risk selection in Spanish general government employee mutual funds : evidence from cancer hospitalizations in the public health network

Pinilla Domínguez, Jaime; González López-Valcárcel, … - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015141807

Do individuals with better health insurance system knowledge make better decisions about their health plans?

Boes, Stefan; Liu, Yanmei - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015141958

Does targeted information impact consumers' preferences for value-based health insurance? : evidence from a survey experiment

Bardy, Tess L. C.; Boes, Stefan - 2024

Objectives Value-based insurance design (VBID) aims to direct consumers' preferences by incentivizing the use of high-value care and discouraging the use of low-value care. However, consumers often have limited knowledge of health insurance and the health insurance system, possibly distorting...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015371775

The political economy of the public/private mix in healthcare : assessing the decongestion effect argument

Andresciani, Clara; Di Gioacchino, Debora; Sabani, Laura - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015332372

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The political economy of the public/private mix in healthcare : assessing the decongestion effect argument

Andresciani, Clara; Di Gioacchino, Debora; Sabani, Laura - 2024

Book / Working Paper

Die Bedeutung der privaten Krankenversicherung für das österreichische Gesundheitssystem

Url, Thomas - 2024

In Österreich wurden insgesamt 53,6 Mrd. € für Gesundheit ausgegeben (2022). Mit etwa 12,5 Mrd. € finanzierte der private Sektor knapp ein Viertel der Gesamtausgaben, davon gaben die Privathaushalte 8 Mrd. € direkt (out-of-pocket) für Gesundheit aus. Die private Krankenversicherung kam...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015189844

Insurance barriers and inequalities in health care access : evidence from dual practice

Goetjes, Eva; Blankart, Katharina - 2024

Background We investigate access disparities in pharmaceutical care among German patients with type 2 diabetes, focusing on differences between public and private health insurance schemes. The primary objectives include investigating whether patients with private health insurance experience...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015358215

Private Krankenversicherung

Boetius, Jan; Eichelberger, Jan; Rogler, Jens - 2026 - 2. Auflage

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014583317

The impact and incidence of supplemental health insurance : evidence from Sweden

Palme, Mårten; Seim, David; Spinnewijn, Johannes; … - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015642053

How Efficient was the Affordable Care Act at Reducing Uninsured Rates?

Gangopadhyaya, Anuj; Kaestner, Robert - 2026

One way to measure the efficiency of the Affordable Care Act (ACA) is the extent to which gains in publicly supported health insurance reduced uninsured rates. Using data from the 2008-2024 American Community Survey, we examine time trends in rates of uninsured, public insurance coverage, and...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015654027

Testing for selection bias and moral hazard in private health insurance : evidence from a mixed public-private health system

Afoakwah, Clifford; Byrnes, Joshua; Scuffham, Paul A.; … - 2023

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10013461884

Der ökonomische Fußabdruck der Privaten Krankenversicherung in Rheinland-Pfalz

2023

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10013482421

Der ökonomische Fußabdruck der Privaten Krankenversicherung in Baden-Württemberg

2023

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10013482483

A Welfare Analysis of Competitive Insurance Markets with Vertical Differentiation and Adverse Selection

MacLeod, William Bentley - 2021

A feature of many insurance markets is that they combine vertical differentiation (all consumers prefer high to low-coverage policies) and adverse selection (high cost customers prefer high-coverage plans). Building on Novshek and Sonnenschein (1978) and Azevedo and Gottlieb (2017), this paper...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10012496118

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A Welfare Analysis of Competitive Insurance Markets with Vertical Differentiation and Adverse Selection

MacLeod, William Bentley - 2023

Book / Working Paper

Financial Incentives and Private Health Insurance Demand on the Extensive and Intensive Margins

Zhang, Yuting; Kettlewell, Nathan - 2023

In countries with dual public and private healthcare systems, individuals are often incentivised to purchase private health insurance through subsidies and penalty. We use administrative data from Australia to study how high-income earners respond on both the intensive and extensive margins to...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014347186

Pricing Regulation and Insurer Entry on the ACA Health Insurance Marketplaces

Ko, Ami; Fang, Hanming - 2023

To limit price variations across consumers, the ACA requires that an insurance plan sold on the Health Insurance Marketplaces be uniformly priced across multiple counties within a geographic rating area. However, insurers’ service areas are not regulated by the ACA which could result in...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014348119

Chilean Long-Term Health Insurance : Lapsing in Markets with Guaranteed Renewable Contracts

Figueroa, Cristian - 2023

In theory, guaranteed renewable (GR) insurance contracts can efficiently protect individuals against reclassification risk without the negative side effects of price regulation, such as adverse selection. For these contracts to work properly, consumers must pay front-loaded premiums when healthy...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014348120

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Chilean Long-Term Health Insurance : Lapsing in Markets with Guaranteed Renewable Contracts

Figueroa, Cristian - 2023

Book / Working Paper

Health systems and health inequalities in Latin America

Bancalari, Antonella; Berlinski, Samuel G.; Buitrago, … - 2023

The present paper outlines measures of disparity in healthcare access and health outcomes, drawing from the standardized metrics introduced in one related study (Bancalari et al., 2023). Beveridge countries seem to be less unequal than Bismarckian countries. Yet, there is no strong pattern in...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014546298

Tarifdifferenzierung in der privaten Krankenversicherung

Rudkowski, Lena - 2023

Tarifdifferenzierung in der privaten Krankenversicherung anhand von gesundheitsbezogenen Verhaltensdaten des Versicherungsnehmers, wie sie sich im Zeitpunkt des Vertragsschlusses darstellen - wie etwa der Impfstatus gegen Covid-19 -, ist grundsätzlich zulässig. Anderes gilt für eine...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014486947

The role of risk preferences : voluntary health insurance in rural Tanzania

Kagaigai, Alphoncina; Grepperud, Sverre - 2023

Background Lower-middle-income countries (LMICs) have a common goal to achieve universal health coverage (UHC) through voluntary health insurance schemes. This is important to improve access to healthcare services and ensure fnancial protection for all by reducing out-of-pocket expenditures....

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014500306

Pre-welfare state provision and adverse selection : enrolment in a Swedish nationwide health insurance society

Andersson, Lars Fredrik; Eriksson, Liselotte; … - 2023

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014320580

Testing a behaviourally informed product comparison tool for private health insurance

Poluektova, Olga; Barjaková, Martina; Lunn, Pete - 2023

The market of private health insurance is characterised by high level of consumer inertia. Low consumer activity is probably linked to product complexity, abundance of choice options and low consumer understanding. These factors may overwhelm consumers and reduce willingness to engage with the...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014303940

Health insurance coverage and marriage behavior : is there evidence of marriage lock?

Chen, Tianxu - 2023

Premiums and eligibility for health insurance may cause a "marriage lock," in which couples stay married for the sake of maintaining health insurance coverage. By using the Health and Retirement Study for adults aged 60-70, I examine whether employer-based health insurance coverage for the...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014289458

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Health insurance coverage and marriage behavior : is there evidence of marriage lock?

Chen, Tianxu - 2019

Book / Working Paper

Patient versus provider incentives in long-term care

Hackmann, Martin B.; Pohl, R. Vincent; Ziebarth, Nicolas R. - 2023

How do patient and provider incentives affect the provision of long-term care? Our analysis of 551 thousand nursing home stays yields three main insights. First, Medicaid-covered residents prolong their stays instead of transitioning to community-based care due to limited cost-sharing. Second,...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014281163

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