Job insecurity is one of the risks that workers face on the labour market. As with any risk, individuals can choose to insure against it, and we here consider marriage as one potential source of this insurance. The 1999 rise in the French Delalande tax, paid by larger private firms when they...

Implementation of IT innovations in insurance industry enhances actual business models and creates new ones. E-insurance refers to creating and providing insurance and connected financial services through digital solutions. In this paper the impact of IT usage and digitalization on insurance...

Purpose: Operational risks appear as the main threats of the modern world. Mistakes made by employees, an imperfect information systems or changes in the law can cause losses that businesses today are not even able to estimate. Therefore, in the face of widespread the asymmetry of information,...

The aim of this article is to identify the risk and the likelihood of potential consequences of the COVID-19 pandemic on the business insurance market in the medium- and long-term horizon. The first section of this elaboration presents the theoretical approach connected with the nature of the...

The economy is in a state of transformation into a new system, and it is quite realistic that economic entities will be under the influence of certain risky moments. The process of risk analysis and management should be considered by an enterprise as an integral part of enterprise management in...

The drivers of financial success of the insurance industry are of interest to several players in any economy including the government; policymakers; policyholders; and investors. In Kenya; there have been relatively few studies on this topic; most of which look at narrow elements that determine...

Using real-time customer data holds great potential for the insurance industry. The frequency and relevance of interactions can be improved to provide assistance in real time. Better prevention and risk management can significantly improve pricing and reduce losses. These changes, however, hold...

The aim of the article is to identify the risk factors affecting bancassurance development in Poland. The development is understood here as a change of gross written premiums obtained through banks in Poland. The group of risk factors selected in a survey conducted among financial sector...

The financial system in the Kingdom of Saudi Arabia (KSA) has a history of relative soundness, particularly in banking, due to comparatively strict and enforced domestic supervision, and supported by what has been for the most part a reasonably robust economy. However, the sector is facing...

The valuation of insurance liabilities has traditionally been dealt with by actuaries, who closely monitored underlying illiquid features, assumed a long-term perspective, and exercised their own subjective, expert judgment. However, the new EU regulatory regime of Solvency II (S2) has come to...

According to the impact, infectious diseases are a critical risk for 2020 and the following years in the Global Risk Report. The realization of the Covid-19 virus set the pandemic as a crucial global risk for humans, the economy, and society. The main idea of this paper is to give insight into...

The paper evaluates the performance of the Takaful and insurance companies in Malaysia. It examines the impact of ownership, business model, and market structure on conventional and Takaful companies' performance. The inter-firm comparisons provide information about the performance and...

The use of personalization mechanisms should allow the insurance distributor to reduce exploration costs and adjust the offered insurance product to the needs, features, and situation of each individual client. This study seeks to examine how liability should be allocated when the process of the...

We investigate to what extent workplace unionisation protects workers from external shocks as predicted by models of implicit contracts. Using the COVID-19 pandemic as a plausibly exogenous shock hitting the whole economy, we compare workers who worked in unionised and non-unionised workplaces...

Saudi Arabia has now opened its markets to foreign investors in line with its strategy to diversify its economy. However, investors need to feel confident that Saudi enterprises are being monitored and regulated appropriately. This study identifies the impact of improvements in Saudi corporate...

In crisis times, insurance companies might feel the pressure to present a performance of their investment portfolios that is superior to the market, since investment portfolios back the claims of policyholders and serve as a signal for the claims' safety. I seek to show whether a stock market...

Redistribution across individuals in a one-year-period framework is an empirically intensely studied question. However, a substantial share of annual redistribution might turn out to serve individual insurance in a longer perspective, reducing the level of actual redistribution across...

We analyze whether the availability of formal insurance products affects informal solidarity transfers in two independent behavioral experiments in the Philippines. The first experiment allows for communication, non-anonymity and unrestricted transfers. The second experiment mimics a laboratory...

We analyze how pandemic business interruption coverage can be put in place by building on capitalization mechanisms. The pandemic risk cannot be mutualized since it affects simultaneously a large number of businesses, and furthermore, it has a systemic nature because it goes along with a severe...

Wellbeing is an organizing principle that ensures simultaneous flourishing of people and nature. It binds together an ethic of nature and ethics of people/community into a practical framework for creating integrated socio-ecological wellbeing. This paper discusses the theoretical and practical...

A koronavírus-járvány elleni védekezés, a kényszerű online oktatás egyaránt jelentett óriási kihívást és fejlődésre ösztönző erőt. A Budapesti Corvinus Egyetemen a több mint 500 választ tartalmazó hallgatói kérdőíves felmérésünk bepillantást enged a 2020/2021. év...

A Köz-Gazdaság interjút kért Sipos Sándortól, a Világbank korábbi tanácsadójától, az Európai Uniós főtanácsadójától. Sipos Sándor 1981-ben végzett az akkori Marx Károly Közgazdaságtudományi Egyetemen, ezt követően a Világgazdasági Kutatóintézetben helyezkedett el....

A globális népesség éves növekedési üteme az elmúlt ötven évben nagyjából a felére csökkent. A csökkenés egyik fő oka a gazdasági fejlettséggel párhuzamosan mérséklődő teljes termékenységi arányszám mind a fejlődő, mind a fejlett országokban. A csökkenő...

Vaccination may be the solution to the pandemic-induced health crisis, but the allocation of vaccines is a complex task in which ethical, economic and social considerations are important. The biggest challenge is to use the limited number of vaccines available in a way that protects vulnerable...

Background Acceptable health and sufficientarianism are emerging concepts in health resource allocation. We defined acceptability as the proportion of the general population who consider a health state acceptable for a given age. Previous studies surveyed the acceptability of health problems...

A magyar egészségügyben a 2000-es évek elején jelent meg a távorvoslás, amely a COVID-19 járvány kitörése óta dinamikus változáson megy keresztül. A szakemberek már közel egy évtizede vizsgálják az e-health-hez1 köthető használati szándékot technológiaelfogadási...

The outbreak of the Coronavirus disease 2019 (COVID-19) caused unprecedented disruption to the global food distribution network (Barrett, 2020; Hobbs, 2020; Torero, 2020). Although the major impact, with the exception of those who suffered from medical issues, appeared to be economic (Béné, 2020; Laborde...

A negyedik ipari forradalom megváltoztatja a gazdasági szektorok, ágazatok közötti határvonalakat, a szereplők közötti kapcsolatok jellegét. Az egészségügyi termékek piacán megjelenő technológiai újdonságok a prevenció, a diagnózis és a terápia...

A cikk célja annak szemléltetése, hogy a turizmusspecifikus HR kihívásait figyelembe véve a customer journey mapping módszertana hogyan alkalmazható a munkavállalói élmény tervezésének stratégiai részeként. A cikkben az alapkoncepció ismertetése után egy konkrét példán...

Objectives A number of bolt-ons have been proposed for the EQ-5D, including two psoriasis-specifc bolt-ons, skin irritation and self-confdence. The study investigates and compares the relevance and comprehensiveness of these psoriasis-specifc bolt-ons and the EQ-5D-5L and explores the potential...

A világ az elmúlt harminc évben hatalmas sikereket ért el a fejlődő országokbeli szegénység csökkentése és az emberi életkörülmények javítása terén. A koronavírus-járvány azonban könnyedén semmivé foszlathatja ezeket az eredményeket. A járvány miatti magas...

A Covid ellen kifejlesztett védőoltások kapcsán kialakult globális vitának két fő pillére van. Az egyik az oltóanyagok beadására vonatkozik, és a körül a kérdés körül forog, hogy az oltások felvétele előírható-e kötelezően. A cselekvőképes beteget általánosságban...

Purpose: Antibacterial envelopes have been demonstrated to be therapeutically helpful in patients with Cardiac Implantable Electronic Devices (CIEDs). We examined the methodological and evidence synthesis quality of meta-analyses evaluating the effect of envelopes to reduce CIED infections....

Although the Chinese government has shifted from a one-child policy to a two-child policy (allowing a couple to have up to two children) since 2016 in response to the aging population, the policy results have been unsatisfactory. This is the first paper to systematically investigate the factors...

A koronavírus-járvány által okozott gazdasági visszaesés eltérő módon érintette az egyes vállalatokat. Kutatásunk a világjárványnak a Magyarországon működő külföldi tulajdonú autóipari és elektronikai leányvállalatokra gyakorolt hatására koncentrál. Tizenöt...

Background: Measuring and understanding the level of health literacy serves as a starting point for developing various policies in health care. The consequences of weak health literacy competencies are severe; they result in riskier health behaviour, poorer health status, more frequent emergency...

Az egészségügyi szolgáltatások interneten és mobil technológiákon keresztüli igénybevétele rohamos ütemben terjed világszerte. Az e-egészségügyi technológiák felgyorsítják az egészségügyi folyamatokat, javítják azok hatékonyságát és növelik a fogyasztók egészség...

The pathomechanism of various autoimmune diseases is known to be associated with the altered function of programmed cell death 1/programmed cell death ligand 1 (PD-1/PD-L1) axis. We aimed to investigate the role of this pathway and inflammatory cell markers in subtypes of cutaneous lupus...

Objectives: The EQ-5D has 2 composite domains: pain/discomfort (PD) and anxiety/depression (AD). This study aims to explore how respondents use the composites to self-report health and what the meaning of discomfort is in the EQ-5D for the general public. Methods: Both qualitative and...

Many countries have secured larger quantities of COVID-19 vaccines than their population is willing to take. The abundance and the large variety of vaccines created not only an unprecedented intensity of vaccine related public discourse, but also a historical moment to understand vaccine...

Background: This study aims to confrm validity and reliability of the Hungarian version of Fear of COVID-19 Scale (FCV-19S) and evaluate its dimensional structure. Methods: Cross-sectional survey was carried out in 2021 among Hungarian general population. In addition to classical test theory...

Despite recent pronatalist policies in Hungary, the country has not boosted birth rates at the expected rate. Higher edu‐ cated women still delay the transition to first birth, a smaller proportion of planned children are born than in Western European countries, and the level of childlessness...

The consequences of ageing populations around the globe have necessitated policy changes that encourage people to stay in the labour force longer. Finding a job depends on two conditions: the willingness to work and employers' decisions. However, the COVID-19 pandemic created special...

This editorial seeks to define fragile pronatalism by highlighting why pronatalism in the examined Central and Eastern European post‐socialist countries should be considered fragile. Moreover, it aims to map desirable future changes in fertility policies in the region. Following a brief...