Search Results - subject_exact:"Interest margin"

Competition between banks in the Estonian lending market

Kask, Jana; Kosenko, Timo; Raudsaar, Taavi - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014502266

Banks' interest margins after the interest rate turnaround : windfall profits and policy measures aimed at bank resilience and consumer welfare

Budde, Philipp; Neuberger, Doris - 2024

The European Central Bank's interest rate hikes since July 2022 have been passed on to customers by banks on credit markets to a much greater extent than on deposit markets. As a result, banks' net interest margins have risen extraordinarily sharply. An analysis of the interest rate pass-through...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015393739

Drivers of net interest margin in Ethiopia's banking sector

Muhammed, Seid; Mwirigi, Douglas; Emese, Prihoda - 2026

This study examines the drivers of net interest margin (NIM) in developing economies, with a particular emphasis on Ethiopian commercial banks. It adopts an explanatory research design, analyzing quantitative data from the audited financial statements of 13 banks over 13 years (2012-2024),...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015643084

The determination of bank interest rate margins : is there a role for macroprudential policy?

Davis, E. Philip; Karim, Dilruba; Noel, Dennison - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015486017

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The determination of bank interest rate margins : is there a role for macroprudential policy?

Davis, E. Philip; Karim, Dilruba; Noel, Dennison - 2024

Book / Working Paper

Tail sensitivity of US bank net interest margins : a Bayesian penalized quantile regression approach

Fritsch, Nicholas - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015326365

West side story : global impact, local dynamics in pricing behavior of large European banks

Gerek, Caner - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015555240

Banks' interest margins after the interest rate turnaround: Windfall profits and policy measures aimed at bank resilience and consumer welfare

Budde, Philipp; Neuberger, Doris - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015403265

A decade of low interest rates: impact on Swiss bank profitability

Danton, Jayson; Jokipii, Terhi - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015081036

Monetary policy and bank profitability : unveiling non-linearities in an era of low interest rates and flattening yield curves

Papavangjeli, Meri; Bode, Adela; Vorpsi, Besa - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014530641

Interest rates, profitability and risk : evidence from local Italian banks over the years 2006-2018

Cocozza, Rosa; Curcio, Domenico; Gianfrancesco, Igor; … - 2024

This paper studies the determinants of net interest margin and of the exposure to the interest rate risk of a sample of 125 local Italian banks during the period 2006-2018. Relative to prior literature, to take advantage of the unprecedented interest rate environment determined by European...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015371419

Why do net interest margins behave differently across banks as interest rates rise? : evidence from the recent tightening cycle

Laliberte, Brendan; Sengupta, Rajdeep - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015394599

An analysis of the determinants of net interest margin of the banking sectors in Southeast European countries

Todorović, Andreja; Jemović, Mirjana; Marinković, Srđan - 2024

The paper analyzes the determinants of bank net interest margin in the selected Southeast European countries in the period from 2012 to 2021. The group includes the countries with similar socio-economic features and financial system. The aim of the paper is to identify the common determinants of...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015421282

Bank interest rate margins in a negative interest rate environment

Freriks, Jorien; Kakes, Jan - 2021

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10012591181

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Bank interest rate margins in a negative interest rate environment

Freriks, Jorien; Kakes, Jan - 2021

Book / Working Paper

The Japanese banks in the lasting low-, zero- and negative-interest rate environment

Schnabl, Gunther; Murai, Taiki - 2020

The bursting of the Japanese bubble economy in the early 1990s put the stage for a lasting lowzero-, and negative-interest rate environment, which fundamentally changed the business environment for the Japanese commercial banks. On the income side, with interest margins becoming increasingly...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10012391096

Determinants of the cost of financial intermediation : evidence from emerging economies

Rahman, Mohammed Mizanur; Mahfuzur Rahman; Masud, Md. … - 2023

This study examines the determinants of financial intermediation costs of banks in ten Emerging Economies (EEs) in the period 2000-2018 using panel data of 1335 banks. Empirically, this study applies the single-stage dealership model and its extensions by introducing new bank and country-level...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10013545877

Determinants of Net Interest Margin for Banks Operating in Palestine

Abdeljawad, Islam; Bahlaq, Ajyad - 2023

The goal of this research is to identify the factors that influence the net interest margin (NIM) for Palestinian conventional banks. Palestine is a unique country with poor governance, political uncertainty, and regulatory insufficiency adding higher information asymmetry to the decision-making...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014258501

Banks' net interest margin and changes in the term structure

Memmel, Christoph; Heckmann, Lotta - 2023

Understanding the impact of changing interest rates onto banks' net interest margin is of central importance for various stakeholders. The primary focus lies often on changes in the interest level. However, changes in the steepness are a second driver which also significantly impacts banks'...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014320529

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Banks' Net Interest Margin and Changes in the Term Structure

Memmel, Christoph; Heckmann, Lotta - 2023

Book / Working Paper

The impact of interest rates on bank profitability : a retrospective assessment using new cross-country bank-level data

Windsor, Callan; Jokipii, Terhi; Bussière, Matthieu - 2023

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014317993

Bank intermediation margins in transition banking domains : panel evidence from Africa

Addai, Bismark; Tang, Wenjin; Gyimah, Adjei Gyamfi; … - 2023

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014336198

Non-Performing loans and Net Interest Margin in the MENA region : linear and non-linear analyses

Alnabulsi, Khalil; Kozarević, Emira; Hakimi, Abdelaziz - 2023

This paper analyzes the linear and non-linear relationship between non-performing loans and bank profitability measured by the Net Interest Margin for a sample of 74 Middle Eastern and North African banks over the period of 2005-2020. We used the System Generalized Method of Moments (SGMM) as a...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014285271

Norwegian banks' net interest income and macroeconomic developments over the past 30 years

Alstadheim, Ragna; Johansen, Rønnaug Melle - 2023

Banks' profitability is their first line of defence against losses, and net interest income is banks' main source of revenue. Since the policy rate hikes began in 2021, net interest income has increased substantially relative to assets, strengthening banks' loss-absorbing capacity. We use a VAR...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015132989

Hva påvirker bankenes førstelinjeforsvar mot tap? : netto renteinntekter og makroøkonomisk utvikling de siste 30 årene

Alstadheim, Ragna; Johansen, Rønnaug Melle - 2023

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015133007

The effects of bundling strategy on bank interest margins : theoretical and empirical evidence

Gerek, Caner - 2023

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014388467

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The Effects of Bundling Strategy on Bank Interest Margins : Theoretical and Empirical Evidence

Gerek, Caner - 2021

Book / Working Paper

Banking dynamics in MENA : a study on profit catalysts

Youssef, Iman S.; Salloum, Charbel; Al Alam, Adel F. - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015325922

Banks and the State-Dependent Effects of Monetary Policy

Eichenbaum, Martin S.; Puglisi, Federico; Rebelo, Sérgio; … - 2025

We show that the response of banks' net interest margin (NIM) to monetary policy shocks is state dependent. Following a period of low (high) Federal Funds rates, a contractionary monetary policy shock leads to an increase (decrease) in NIM. Aggregate economic activity exhibits a similar...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015326516

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Banks and the state-dependent effects of monetary policy

Eichenbaum, Martin S.; Trabandt, Mathias; Rebelo, Sérgio; … - 2025

Book / Working Paper

On net interest margins in the Latin American banking sector : a comparative analysis between dollarized vs non-dollarized regimes

Proaño-Rivera, Bladimir; Feria-Domínguez, José Manuel - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015597171

Does societal trust affect banking activity? : European evidence

Gama, Paulo Miguel; Murta, Fátima Sol; Coelho, Arnaldo - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015590954

Net interest margin in dual banking systems of the MENA region : balancing profitability and social responsibility

Abdeljawad, Islam; Rashid, Mamunur; Bahlaq, Ajyad; Abu … - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015482923

Does monetary policy affect the net interest margin of credit institutions? : evidence from Colombia

Pirateque-Niño, Javier Eliecer; Rodriguez-Novoa, Daniela; … - 2022

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10013327063

Interest margins, lending rates and bank productivity among Chinese provinces

Dia, Enzo; Jiang, Lunan; Menna, Lorenzo; Zhang, Lin - 2023

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014343082

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Interest Margins, Lending Rates and Bank Productivity Among Chinese Provinces

Dia, Enzo; Jiang, Lunan; Menna, Lorenzo; Zhang, Lin - 2022

Book / Working Paper

Determinanții marjelor de dobândă în sectorul bancar românesc și central est‑european

Ichim, Simona; Pîslaru, Angela; Voicilă, Claudia - 2022

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10013339235

Unstable Inference from Banks' Stable Net Interest Margins

Begenau, Juliane; Stafford, Erik - 2022

This paper shows that stable net-interest margins of banks are uninformative about banks' interest rate exposure. We show that neither deposits nor market power are essential for achieving stable net-interest margins (NIM) in long-short fixed income portfolios. We show that matching interest...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10013405439

The determinants of net interest margin in the Romanian and Central-Eastern European banking sectors

Ichim, Simona; Pîslaru, Angela; Voicilă, Claudia; … - 2022

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10013346762

German banks' behavior in the low interest rate environment

Busch, Ramona; Littke, Helge; Memmel, Christoph; … - 2022

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10013431696

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German banks' behavior in the low interest rate environment

Busch, Ramona; Littke, Helge; Memmel, Christoph; … - 2021

Book / Working Paper

Determinants of Euro-Area Bank Lending Margins : Financial Fragmentation and ECB Policies

Migiakis, Petros M.; Louri, Helen - 2022

In the present paper we study the determinants of the margins paid by euro-area non-financial corporations (NFCs) for their bank loans on top of the rates they earn for their deposits (bank lending margins). We use panel VAR techniques, in order to test for causality relationships and produce...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10013492643

Do Non-Interest Income Activities Matter For Banking Sector Efficiency? A Net Interest Margin Perspective

Sunday Adesina, Kolade; Semenova, Maria - 2022

This paper explores the effects non-interest income (NII) generating activities on banking sector efficiency in 152 countries from 1996 to 2017. Contrary to existing studies that investigate the effects of diversification on banking performance at the micro-level, this study seeks to provide new...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10013297110

The effects of firm and bank balance sheet conditions to net interest margins : evidence from loan-level firm survey data

Aizawa-Tanemura, Tomoko; Nishiyama, Shin-Ichi - 2022

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014285955

Loan guarantees in a crisis : an antidote to a credit crunch?

Marsh, W. Blake; Sharma, Padma - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014565227

Lessons from low interest rate policy : how did euro area banks respond?

Freriks, Jorien; Kakes, Jan - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015075927

Investor perspectives : evaluating the impact of CSR on excess returns in financial companies

Sachdeva, Sakshi; Ramesh, Latha - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015120944

Low interest rates and banks' interest margins : does deposit market concentration matter?

Segev, Nimrod; Ribon, Sigal; Kahn, Michael; Haan, Jakob de - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015098421

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Low interest rates and banks' interest margins : does deposit market concentration matter?

Segev, Nimrod; Ribon, Sigal; Kahn, Michael; Haan, Jakob de - 2021

Book / Working Paper

Net Interest Income of Greek Banks : is it a case of Bankflation?

Agiomirgianakis, George M.; Arvanitis, Stavros; … - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015051536

The impact of recapitalisations and bank competition on Greek bank net interest margins

Mamatzakis, Emmanuel C. - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015048394

Impact of exchange rate fluctuation, interest rate spread and inflation on the profitability of Nepalese commercial banks

Deshar, Asmita - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014445854

Impact of liquidity and regulatory capital on the profitability of Nepalese commercials banks

Rijal, Ravi; Pradhan, Radhe Shyam - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014580965

Are Islamic and conventional banks decoupled? : empirical evidence from Turkey

Khan, Shabeer; Aslan, Hakan; Khan, Uzair Abdullah; … - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015376899

The Japanese Banks in the Lasting Low-, Zero- and Negative-Interest Rate Environment

Murai, Taiki; Schnabl, Gunther - 2021

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014522518

Low Interest Rates and Bank' Interest Margins : Does Belonging to a Banking Group Matter?

Argimón, Isabel; Danton, Jayson; de Haan, Jakob; … - 2021

Using data for a large sample of banks from 31 OECD countries over 1995–2018, we analyze the impact of belonging to a banking group on banks’ net interest margins. Our results confirm a positive relationship between interest rates and interest margins, which is stronger in a low-interest...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10013324213

Low interest rates and banks' interest margins : does belonging to a banking group matter?

Argimón, Isabel; Danton, Jayson M.; Haan, Jakob de; … - 2023

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014491690

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Low interest rates and banks' interest margins : does belonging to a banking group matter?

Argimón, Isabel; Danton, Jayson M.; Haan, Jakob de; … - 2021

Book / Working Paper

Implications of low interest rates on bank profitability and risk-taking

Ender, Manuela; Neuhofer, Corinna - 2021

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10012663780

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