This paper presents a systematic review of Tunisian stakeholders' perceptions of integrating gender into green microfinance business models, analyzed through the lens of the Business Model Canvas (BMC). This systematic review of 32 studies indicates a dual perception of women as both vulnerable...

As financial globalization continues to evolve, it has played a pivotal role in the development of financial sectors in developing countries, enhancing efficiency and fostering competition. However, this trend has also raised concerns regarding its socio-economic impacts, particularly in...

This study investigates the impacts of a government-led microcredit program in the People's Republic of China (PRC) which was implemented at scale in poor rural areas, using a randomized controlled trial (RCT). In contrast to recent RCT-based studies that found no evidence of significant...

Women entrepreneurs in rural South Africa face structural and socio-cultural barriers in accessing funding. This study investigated how existing financial structures and support programs influence the sustainability and growth of female-owned businesses in rural areas. Using bibliometric...

This paper aims to make microfinance transparent, effective and secure with the help of the decentralized nature of blockchain technology. In doing so, it guarantees that microfinance enhances greater financial inclusion along with the economic empowerment of women. The research conducted a...

This study examines the influence of microfinance institutions' (MFIs) financial innovation on structural transformation. For this purpose, we considered a household survey from Nepal. The survey collected data on various individual and household characteristics, borrowing patterns, and...

Frame of the research: Crowdfunding has emerged as a transformative fintech solution, significantly changing the financing of new projects. Among the various forms of crowdfunding, purpose-driven platforms like Kiva transcend traditional financial transactions by emphasizing social and economic...

This study explores the role of Shari'a-compliant microfinance in advancing financial inclusion and improving socio-economic conditions, with a particular focus on serving the financial needs of marginalised populations in rural areas. Through a case study of Al-Amal Microfinance Bank in Yemen,...

In the Eastern Cape Province of South Africa, rural women agripreneurs encounter ongoing structural challenges in accessing formal finance, securing land rights, and gaining leadership roles, despite their vital contribution to agriculture and food security. This research combines a thematic...

The study aims to investigate the key behavioural dimensions that significantly influence loan repayment behaviour of microfinance institution clients. The study also intendes to evaluate the impact of service quality of MFIs on clients' satisfaction.The primary data was gathered from 235...

This paper examines the effect of Financial Technologies (FinTech) on the social and financial performance of Microfinance Institutions (MFIs) and investigates whether the digital infrastructure moderates this relationship. Using a sample of 300 MFIs across 58 countries from 2013 to 2019, a...

The objective of the paper is to measure the gender gap in microcredit programs, considering the dynamics of the local economy and the labor market. We used data from the CrediBahia program in the State of Bahia, Brazil, to carry out the research. The literature indicates that the default rate...

Joint liability loans are used in various settings, including business partnerships, agricultural cooperatives, and real estate investment. Most notably, they have been central to the microfinance model since the 1970s. Despite early promises, recent evidence suggests that joint liability has...

This paper explores how credit risk management and human capital development sustain financial stability in microfinance institutions. Both qualitative and quantitative research methods allow this study to investigate credit risk management strategies while examining policies for inclusivity...

Purpose - Microfinance institutions (MFIs) are recognised as a niche market where microloans and other financial services are provided to the poor, especially in developing economies. This study examines the relationship between the presence of the Internal Audit (IA) function, loan losses, and...

Achieving a more inclusive financial system is crucial to unlocking economic opportunities, reducing inequality, and ensuring that no person will be excluded from access and usage of financial and banking services. Even if financial services are widely available in some areas, others, especially...

Access to credit remains a universal challenge for firms, particularly for small and medium sized enterprises (SMEs). While numerous studies have examined the determinants of credit access, focusing primarily on borrower characteristics, lender policies, and formal institutional factors such as...

This paper examines the relationship between financial inclusion and energy access, leveraging micro-level survey data from Kenya (2016-2018) and employing propensity score matching to establish causal linkages. The analysis reveals that financial inclusion significantly enhances energy access,...

Microfinance aims to promote financial inclusion among underprivileged individuals, particularly through progressive microcredit, which enables borrowers to access increasing loan amounts over time. This study examines the conditions under which progressive microcredit positively impacts both...

This investigation assessed the influence of formal financing for small and medium-sized enterprises (SMEs) on the economic advancement of Nigeria, utilising annual time series data ranging from 1992 to 2022. Employing the Cobb-Douglas framework, control variables, including capital formation...

Amidst the global ascent of financial technologies (FinTech), Argentina presents a critical case for examining how these platforms shape debt relations among marginalized households. Employing a mixed-methods approach, this article draws on quantitative data from the Central Bank of the Republic...

Keeping in view the need to assess the effectiveness of financial inclusion (FI) efforts, this study examines how key drivers of FI-namely usage, digitization, technology, and gender perspective-impact FI success in North India, with financial literacy (FL) as a mediating variable. The study...