Search Results - subject_exact:"Natural disaster insurance"

Development of the black-scholes model for determining insurance premiums to mitigate the risk of disaster losses using the principles of mutual cooperation and regional economic growth

Purwandari, Titi; Hidayat, Yuyun; Sukono; Kalfin; … - 2024

The frequency and economic damage of natural disasters have increased globally over the last two decades due to climate change. This increase has an impact on the disaster insurance field, particularly in the calculation of premiums. Many regions have a shortcoming in employing insurance because...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014637187

Climate change, catastrophes, insurance and the macroeconomy

Giuzio, Margherita; Rousová, Linda; Kapadia, Sujit; … - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015583665

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Climate change, catastrophes, insurance and the macroeconomy

Giuzio, Margherita; Rousová, Linda; Kapadia, Sujit; … - 2026

Book / Working Paper

Financial Protection Against Catastrophic Risks : Floods, Fires and Other Major Risks

2026

Increasing damages and losses from large-scale catastrophe risks such as natural hazards and cyber attacks are impacting the availability of affordable insurance coverage. This is forcing governments to increase their focus on addressing the resulting protection gaps. This report aims to support...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015629211

A first step toward a CAT model framework : an ODE-based risk analysis of urban floods triggered by meteorological events

Curioso, Beatriz A.; Esquível, Manuel L.; Guerreiro, … - 2026

This paper presents a physics-based hazard model for catastrophe (CAT) modelling of urban flood risk-a first step toward a complete CAT modelling framework. We introduce a linear second-order ordinary differential equation (ODE) system to simulate the underlying mechanisms of water accumulation,...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015640213

Paying a high premium : how climate change is crippling homeowner's insurance and fueling a housing crisis

Semenova, Alla - 2026

This paper examines the growing impacts of climate change in the US homeowner's insurance industry. As climate change-driven weather extremes and natural disasters have accelerated in their frequency and severity, they have inflicted increasingly more residential property damage and destruction,...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015644047

Flood risk, insurance, and housing in the United States

Qin, Suvy; Voorheis, John - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015669641

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Flood Risk, Insurance, and Housing in the United States

Qin, Suvy; Voorheis, John L. - 2026

Book / Working Paper

Managing basis risks effectively : balancing the trade-offs from uncertain forecasts for anticipatory action and disaster risk financing

Thompson, Erica; Gibbins, Goodwin - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015675742

Zambia Crisis and Disaster Risk Financing Diagnostic

2026

The objective of this report is to summarize Zambia’s financial preparedness to crises and disasters at the sovereign, firm, and household levels. In this context, the focus is on the fiscal implications of the emergency response to shocks for the GRZ. However, it does not incorporate the...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015673143

Pooling catastrophic mortality risk in smallholder livestock systems : an ASEAN-5 sovereign risk pool and catastrophe bond

Kiatanantha Lounkaew - 2026

Single-country livestock-mortality insurance programs in smallholder economies face a structural problem: under regime-switching mortality, the capital needed to stay solvent in a bad year can approach annual premium revenue, so public budgets become the insurer of last resort. This paper...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016059158

Are people willing to pay to prevent natural disasters?

Guiso, Luigi; Jappelli, Tullio - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016070785

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Are people willing to pay to prevent natural disasters?

Guiso, Luigi; Jappelli, Tullio - 2024

Book / Working Paper

Climate change-induced agricultural disasters and policy-based agricultural insurance : empirical findings from China

Ye, Minghua; Wang, Shibao; Zhang, Haina; Wang, Tongjiang - 2026

Long-term climate change and short-term extreme weather events both increase the risk of natural disasters, thereby impacting agricultural production. To address these heightened risks, agricultural insurance plays a crucial role in building systemic resilience. By simulating agricultural...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016072263

Environmental insurance and resilience in the age of natural disasters

Borghesi, Simone; Colivicchi, Ilaria; Iannucci, Gianluca; … - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016083705

Stated and realized demand for parametric rainfall insurance among rice farmers in Vietnam

Mogge, Lukas; Roeckert, Julian; Rukundo, Emmanuel Nshakira - 2026

We study stated and realized demand for a new parametric insurance product against excessive rainfall among rice farmers in Vietnam’s Mekong Delta, a region highly exposed to climate change. Using a household survey of 3,000 rice-farming households, we elicit willingness to pay (WTP) using a...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016073992

Global flood risk in the 2026/27 El Niño : an empirical estimate from the historical relationship

Hallegatte, Stéphane - 2026

We estimate the response of recorded flood activity to the Niño3.4 sea-surface-temperature anomaly for 104 countries, using a monthly country panel built from EM-DAT (1980–2025) and the NOAA Niño3.4 series. Identification comes from within-country, within-calendar-month variation in the...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016098050

Fifty years of U.S. natural disaster insurance policy

Marcoux, Kendra; Wagner, Katherine R. H. - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015184989

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Fifty years of U.S. natural disaster insurance policy

Marcoux, Kendra; Wagner, Katherine R. H. - 2023

Book / Working Paper

Fifty Years of U.S. Natural Disaster Insurance Policy

Marcoux, Kendra; H. Wagner, Katherine R. - 2023

Book / Working Paper

Climate and disaster risk resilience : developing insurance and risk financing solutions in Central Asia : a scoping study

2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015617252

Erdbebenversicherung als Eventualverpflichtung? : eine kritische Betrachtung der tatsächlichen Kosten

Schmeiser, Hato - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015618087

Hazard risk management as a principal-agent problem : a comparison of principal- and agent-salient risk indicators

Frimpong, Eugene; Howard, Gregory; Brown-Kruse, Jamie … - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015330803

Insurers' loss portfolio similarity and climate risk insurance cost : a spatial analysis of US homeowners insurance market

Sun, Tao - 2025

This study examines the geographical spillover of the state-level average homeowners insurance cost for 48 US contiguous states. We estimate a panel spatial Durbin model with state and year fixed effect for data between 2001 and 2018. We found a significant positive spillover of average...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015334604

Life insurance, natural disasters, and human capital investment : a case of early 20th century Japan

Okazaki, Tetsuji; Okubo, Toshihiro - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015359675

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Life insurance, natural disasters, and human capital investment : a case of early 20th century Japan

Okazaki, Tetsuji; Okubo, Toshihiro; Strobl, Eric - 2025

Book / Working Paper

Measuring the impact of hurricane incidence on agricultural production risk using insurance data

Biram, Hunter D.; Cameron-Harp, Micah; Tack, Jesse - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015471411

Do banks price flood risk in mortgage origination : evidence from a natural experiment in New Orleans

Arseneau, David M.; Kara, Gazi I. - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015471414

Risk modeling of property insurance claims from weather events

Gao, Yixing; Shi, Peng - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015450031

Catastrophe insurance decision making when the science is uncertain

Bradley, Richard - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015450287

A re-examination of the US insurance market capacity to pay catastrophe losses in 2024

Desjardins, Denise; Dionne, Georges - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015450467

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A re-examination of the US insurance market capacity to pay catastrophe losses in 2024

Desjardins, Denise; Dionne, Georges - 2025

Book / Working Paper

Insurability and government-funded mitigation : safer but costlier

Liu, Dahui; Nozick, Linda K.; Millea, Meghan; … - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015450599

Bangladesh : Disaster Risk Financing

Suphachalasai, Suphachol - 2025

Disasters have posed significant economic costs to Bangladesh, and financing needs associated with disaster response are estimated to be substantial. Bangladesh has put in place fiscal mechanisms, social protection programs, and financial instruments to respond to natural disasters. While the...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015452074

Last resort insurance : wildfires and the regulation of a crashing market

Taylor, Reid; Turland, Madeline; Weill, Joakim A. - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015406577

Coverage neglect in homeowners insurance

Cookson, J. Anthony; Gallagher, Emily A.; Mulder, Philip - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015407025

Disaster aid, insurance, and fairness : household and firm perceptions of flood policy in Germany

Garbarino, Nicola; Möhrle, Sascha; Neumeier, Florian; … - 2025

As climate change intensifies, flood events are becoming more frequent and more destructive across Europe. In Germany, catastrophic floods in 2021 caused over EUR 40 billion in damages, prompting a large-scale government aid response. At the same time, only about 50 percent of residential...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015410270

Climate-conditioned catastrophe models: a tool for assessing acute physical risks in the insurance industry

Duke, Kateri - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015427579

Natural disasters and the demand for health insurance

Ha Trong Nguyen; Mitrou, Francis - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015561527

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Natural disasters and the demand for health insurance

Ha Trong Nguyen; Mitrou, Francis - 2024

Book / Working Paper

Economic analysis of global catastrophic risks under uncertainty

Tseng, Wei-Chun; Chen, Chi-chung; Hwang, Tsung-Ling - 2025

Background: Despite the apparent importance of global catastrophe risks (GCRs), human society has invested relatively little to reduce them. One possible reason is that we do not understand the significance of reducing GCRs, especially when measured in the monetary terms that we typically use to...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015561616

Natural catastrophes and insurance in a developing economy : new theoretical and empirical evidence

Hott, Christian; Thi Xuyen Tran - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015549922

Macroeconomic implications of catastrophe bond adoption

Panit Wattanakoon; Wanissa Suanin - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015555369

Climate shocks and residential foreclosure risk : evidence from property-level disaster and transaction data

Herrera, Juan Sebastián; Buresch, Jasmina M.; Hirsch, … - 2025

As climate disasters intensify, their financial shockwaves increasingly threaten residential stability and the resilience of the U.S. mortgage market. While prior research links natural disasters to payment delinquency, far less is known about foreclosure-the terminal outcome of housing...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015585265

Financing the costs of disasters : Catastrophe bonds or taxation?

Molnar-Tanaka, Kensuke - 2025

Disaster risks are increasing globally and the economic damages are becoming more severe. The associated costs have grown continuously over the last 60 years, and financing these costs remains a major challenge. Both broadening disaster risk finance options and formulating an effective policy...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015629543

Disaster risk-sharing pools and multi-country catastrophe bonds in Southeast Asia

Molnar-Tanaka, Kensuke - 2025

In face of the increasing frequency and intensity of disasters, the Southeast Asian region's capacity to finance prevention and response remains limited. Regional risk-sharing pools are one way to enhance financial resilience by creating more diversified portfolios, allowing participating...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015629912

Model uncertainty and the pricing of hurricane risk in Florida

Heitfield, Erik A. - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015653108

Zimbabwe Disaster Risk Finance Diagnostic

2025

This disaster risk finance (DFR) diagnostic was prepared by the World Bank Finance, Competitiveness and Innovation Global Practice in response to a request from the Government of Zimbabwe (GoZ) for a study to assess the institutional, legal, and financial planning for financing of disaster risk...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015402455

Insurance against natural catastrophe risks : partnership Climate-Wise product

Maci, Giampiero; Nyenno, Iryna - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016062475

Insurance options in a climate changed future : the way forward for urban climate policy and practice

Jarzabkowski, Paula; Meissner, Katie - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016091752

To insure or not to insure, that is the question : why property insurance matters for urban climate resilience, and why some urban areas are becoming "uninsurable" just when we need insurance protection most

Stein, Kate; Greenslade, Wallis - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016091832

Basis risk and the demand for catastrophic rainfall insurance

Negi, Digvijay S.; Ramaswami, Bharat - 2024

Rainfall is an important source of covariate shock in developing countries. Insurance against a rainfall index has, therefore, held much promise as a formal insurance product to protect the livelihoods of poor farmers. But how good is rainfall as a measure of covariate shocks? The imperfect...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015053889

Flooding : toward a municipal contribution to economic risk sharing

Deschamps, Bernard; Gachon, Philippe; Leclerc, Michel; … - 2024

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015061268

Elementarschadenversicherung in Deutschland : Untersuchung des Nachfrageverhaltens privater Haushalte

Hartung, Maximilian - 2024

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015061485

Pricing of climate risk insurance: regulation and cross-subsidies

Oh, Sangmin; Sen, Ishita; Tenekedjieva, Ana-Maria - 2024

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014631276

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Pricing of climate risk insurance : regulation and cross-subsidies

Oh, Sangmin; Sen, Ishita; Tenekedjieva, Ana-Maria - 2022

Book / Working Paper

Approaching disaster risk financing in a structured way

Radu, Diana - 2024

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014631618

Parametric insurance to build financial resilience

Bonazzi, Alessandro; Lowes, Benjamin; Candian, Irene; … - 2024

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015074529

Do mortgage lenders respond to flood risk?

Blickle, Kristian; Perry, Evan; Santos, João A. C. - 2024

Using unique nationwide property-level mortgage, flood risk, and flood map data, we analyze whether lenders respond to flood risk that is not captured in FEMA flood maps. We find that lenders are less willing to originate mortgages and charge higher rates for lower LTV loans that face...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014532009