Search Results - subject_exact:"Rural credit"

Mitigating asymmetric information in credit markets: evidence from microcredit

Sarmiento, Miguel; Casas, Andrés; Tobar, Sebastián; … - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015560886

Land protection, credit access, and the insurance gap : the De Soto trap

Hernani-Limarino, Werner - 2026

Bolivia's Ley 1720 (April 2026) allows smallholders to voluntarily convert constitutionally protected pequeña propiedad - land that cannot be seized by creditors - into pledgeable mediana propiedad, explicitly targeting the credit-access channel that Hernando de Soto popularized. This paper...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015654700

Roads, credit, and crops: infrastructure- induced reallocation in Colombia

Clavijo Torres, Laura V. - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015609130

Credit risk management dynamics : evidence from Indonesian rural banks

Ariefianto, Mochammad Doddy; Nur, Triasesiarta; … - 2026

This paper investigates credit risk management as a dynamic system. Panel Vector Autoregression (PVAR) is employed to model interrelationships among four key components: Non-Performing Loans (NPLs), Loan Loss Provision (LLP), loan charge-off (LCO) and capital. The Cost-to-Income ratio (CIR) and...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015611273

The Effects of Regulatory Information Systems on Credit Allocation : Evidence from Brazil’s Rural Credit Bureau

Arduini, Silvio; Dos Santos, Lucas; Miguel, Faruk; … - 2026

This paper studies how improvements in regulatory information systems affect credit allocation in rural financial markets. In 2021, the Central Bank of Brazil introduced major enhancements to the Rural Credit Bureau, first by integrating geospatial data on borrowers’ plots with national...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015613910

Banks protecting children : agricultural income shocks, child health, and financial development in rural India

Argyros, Dimitrios - 2026

This study examines the role of financial infrastructure in shaping child health outcomes in rural India, with a particular focus on whether access to rural banking mitigates the adverse effects of agricultural income shocks. Using data from the National Family and Health Surveys (NFHS), I...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015615836

Managing Agricultural Credit Risk in the Face of Natural Disasters : Lessons from Sub-Saharan Africa, Asia, and the Americas

Ono, Toshiaki; Buchenau, Juan; Ndlovu, Qhelile; Xue, Qi - 2026

Climate-related and other natural disasters, such as droughts and floods, have a significant impact on agricultural producers and pose substantial risks and costs to agricultural lenders. This study aims to assess how FIs with a sizable agricultural loan portfolio manage credit risk arising from...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015641154

Risk aversion and credit access : solving financial exclusion through contract innovation

Ambler, Kate; Mohammed Mehrab Bin Bakhtiar; De Brauw, Alan - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015656859

Credit and welfare across the lean season

Ligon, Ethan; Silver, Jed - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015448102

Design of contextual agricultural credit scoring model (CACSM) for Kisan Credit Card scheme in India : an application of NLP and machine learning

Panja, Soma; Chowdhury, Subroto - 2026

This study introduces a contextual agricultural credit scoring model (CACSM) that incorporates loan repayment intention scores to enhance decision-making in collateral-free, small-ticket agricultural loans. By integrating sentiment analysis using Valence Aware Dictionary and sEntiment Reasoner...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016081389

Welfare, credit and solidarity in early modern Italy : institutions for women, farmers, and the poor

Gioeli, Giulia - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015608769

Married women in the rural credit economy of early modern England, 1500-1700

Robb, Hannah - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015137990

Credit and social networks in late fourteenth-century Tyrol : the village of Laas

Nicolussi-Köhler, Stephan - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015137995

Will E-commerce in rural areas increase farmers' income? : the intermediary mechanism based on the popularity of inclusive loans

Luo, Zhanyang; Jin, Hong - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015644477

Restoring property rights : the effects of land restitution on credit access

Bogliacino, Francesco; Posso, Christian; Villaveces, … - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015168513

Extreme weather and the financial sustainability of rural commercial banks : evidence from China

Wan, Kai; Cao, Li; Xu, Qianlong - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015635039

Can cooperating with technology companies increase the agricultural loans supply of commercial banks?

Chen, Xiaojie; He, Guangwen; Turvey, Calum Greig - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015637180

Patterns and heterogeneity in credit repayment performance : evidence from Malian farmers

Ölkers, Tim; Liu, Shuang; Mußhoff, Oliver; Yu, Xiaohua - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015374458

Contagion effect of priority sector lending of banks on non-performing assets : a special reference to loan disbursement to self-help groups

Shafi, M. K. Muhammed; Saleem, Shaik; Kakada, Praveen - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015672875

Digital credit and insurance : improving economic well-being for rural households

Zhang, Jinhua; Chen, Shuangyu; Goodell, John W.; Min … - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015330869

Self-selection out of formal credit markets : evidence from rural Vietnam

Le Khuong Ninh - 2025

Purpose - This paper examines why farmers self-select out of formal credit markets even though they need external funds. Design/methodology/approach - We use probit and Bayesian probit estimators to detect the determinants of self-selection behavior based on a primary dataset of 2,212 rice...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015357552

Access to digital credit for smallholder farmers : experimental evidence from Ghana

Karlan, Dean; Lambon-Quayefio, Monica; Manjeer, Utsav; … - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015621675

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Access to Digital Credit for Smallholder Farmers : Experimental Evidence from Ghana

Karlan, Dean; Lambon-Quayefio, Monica; Manjeer, Utsav; … - 2024

Book / Working Paper

Rural credit and agricultural production : empirical evidence from Brazil

Nascimento, Daniel Henrique; Gutiérrez, Carlos Enrique … - 2023

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014429304

Access to credit and household welfare in rural Rwanda

Musabanganji, Edouard - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015195265

Farmers' credit risk evaluation with an explainable hybrid ensemble approach : a closer look in microfinance

Chai, Nana; Abedin, Mohammad Zoynul; Yang, Lian; Shi, … - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015325143

Does climate risk affect the ease of access to credit for farmers? : Evidence from CHFS

Liu, Bei; Ren, Baoping; Jin, Fei - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015326980

Does the commercialization reform of rural credit cooperatives promote the growth of family farms?

Chen, Zhongwen; Ding, Zeyu; Lin, Cheng-To - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015463108

Digital villages, green finance, and high-quality agricultural development

Che, Weina; Fu, Jingjie; Jiao, Xiaoyang - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015463532

Minority farmer and rancher delinquency and local cultural climate : evidence from farm service agency's county office committees

Connor, Lawson; Ahrendsen, Bruce L.; Dodson, Charles B.; … - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015471341

Can public expenditure on agriculture mitigate the effect of climate variability on agricultural credit in Africa?

Dziwornu, Raymond K.; Mapok, Charles; Doku, James Ntiamoah - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015406398

Climate risk and access to credit: evidence from Colombian potato growers

Bohorquez-Penuela, Camilo; Gáfaro, Margarita; … - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015410269

Sowing sustainability : how does fintech mitigate agricultural financial risk from climate change vulnerability

Alam, Ashraful; Hasanul Banna; Roni, Naheed Nawazesh; … - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015460335

Borrower perceptions of additional lender services : an Oklahoma AgCredit example

Montgomery, Jenna; DeVuyst, Eric; Bir, Courtney; Jones, … - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015610954

Government payments and farm debt utilization during the pandemic

Chandio, Rabail; Katchova, Ani L.; Subedi, Dipak; Giri, … - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015611054

Access to finance in "loose" agricultural value chains : evidence from Ghana

Gyimah, Adjei Gyamfi - 2025

This study sought to establish the determinants of loan application success, loan amount granted, and the percentage of loan request granted to farmers and traders in the cashew value chain (VC) in Ghana's Bono and Bono-East Regions. The study employed stratified and random sampling to select...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015612163

Distribution of constitutional funds and rural credit in Brazilian midwest region

Borges, Raysa Palheta; Rodrigues, Marcos - 2025

Access to credit in agriculture is an important mechanism for increasing farms' technological level and productivity, while the Fundo Constitucional do Centro-Oeste (FCO) policy also includes a reduction in regional disparities. In this study, we aimed to investigate whether the FCO resources in...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015607271

Impact of the COVID-19 lockdown on agriculture in a rainfed region in India : lessons for dealing with natural and economic shocks

Chatterjee, Juhi; Nannewar, Rakesh Gomaji; Kanitkar, Tejal - 2025

On March 25, 2020, India imposed a nationwide lockdown to curb COVID-19, affecting agricultural operations in northern Karnataka's rainfed districts. A survey of 1004 households revealed that 64% faced challenges accessing inputs, credit, and transport. In Bidar, 54% of respondents struggled...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015637487

Kisan credit card and smallholder farmers' economic performance in Eastern India : a panel data analysis

Sharma, Kriti; Kumar, Anjani; Agrawal, Rakesh Chandra - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015476792

Rural credit, food security, and resilience : an empirical evaluation from Kenya

Ndegwa, Michael K.; Ward, Patrick; Shee, Apurba; You, … - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015476796

Are credit doors equally open? : gender perspectives on agricultural credit access in Sub-Saharan Africa

Asiseh, Fafanyo; Ng'ombe, John N.; Quaicoe, Obed; … - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015481380

Credit for the poor, investments for the rich? : different strategies for investing and saving money in medieval Tirol

Nicolussi-Köhler, Stephan - 2025

This paper provides an overview of the various financial resources that existed in medieval Tirol to meet financial needs, using notary registers and court records from the 14 th century as sources. These provide ample evidence of an active capital and land market in rural areas, which offered...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015398491