Search Results - subject_exact:"Rural financial market"

Roads, credit, and crops: infrastructure- induced reallocation in Colombia

Clavijo Torres, Laura V. - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015609130

Credit risk management dynamics : evidence from Indonesian rural banks

Ariefianto, Mochammad Doddy; Nur, Triasesiarta; … - 2026

This paper investigates credit risk management as a dynamic system. Panel Vector Autoregression (PVAR) is employed to model interrelationships among four key components: Non-Performing Loans (NPLs), Loan Loss Provision (LLP), loan charge-off (LCO) and capital. The Cost-to-Income ratio (CIR) and...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015611273

The Effects of Regulatory Information Systems on Credit Allocation : Evidence from Brazil’s Rural Credit Bureau

Arduini, Silvio; Dos Santos, Lucas; Miguel, Faruk; … - 2026

This paper studies how improvements in regulatory information systems affect credit allocation in rural financial markets. In 2021, the Central Bank of Brazil introduced major enhancements to the Rural Credit Bureau, first by integrating geospatial data on borrowers’ plots with national...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015613910

Banks protecting children : agricultural income shocks, child health, and financial development in rural India

Argyros, Dimitrios - 2026

This study examines the role of financial infrastructure in shaping child health outcomes in rural India, with a particular focus on whether access to rural banking mitigates the adverse effects of agricultural income shocks. Using data from the National Family and Health Surveys (NFHS), I...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015615836

Fintech innovations and the transformation of rural financial ecosystems in india

Farukh, Mohd Umar; Taqi, Mohammad; Vemavarapu, Koteswara Rao - 2026

Background: Fintech companies have revolutionized the financial services industry in India in recent years. This is especially true for the growth of digital payment methods. India's unbanked are being introduced to banking by fintech companies. Despite the country's strong banking system, many...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015633510

Does social identity constrain rural entrepreneurship? : evidence on the role of financial inclusion

Garg, Sandhya; Gupta, Samarth; Mallick, Sushanta Kumar - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015560807

Financial lives and the vicious cycle of debt among Thai agricultural households

Sommarat, Chantarat; Chayanee Chawanote; Lathaporn … - 2023

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014320201

Married women in the rural credit economy of early modern England, 1500-1700

Robb, Hannah - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015137990

Credit and social networks in late fourteenth-century Tyrol : the village of Laas

Nicolussi-Köhler, Stephan - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015137995

Patterns and heterogeneity in credit repayment performance : evidence from Malian farmers

Ölkers, Tim; Liu, Shuang; Mußhoff, Oliver; Yu, Xiaohua - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015374458

Digital credit and insurance : improving economic well-being for rural households

Zhang, Jinhua; Chen, Shuangyu; Goodell, John W.; Min … - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015330869

Digital economy, financial literacy, and financial risk-taking in rural households

Hu, Siyang; Liu, Dongyang - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015331639

Self-selection out of formal credit markets : evidence from rural Vietnam

Le Khuong Ninh - 2025

Purpose - This paper examines why farmers self-select out of formal credit markets even though they need external funds. Design/methodology/approach - We use probit and Bayesian probit estimators to detect the determinants of self-selection behavior based on a primary dataset of 2,212 rice...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015357552

Access to credit and household welfare in rural Rwanda

Musabanganji, Edouard - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015195265

Does financial literacy enhance banking transactions among rural people with access to bank accounts? : insights from a field experiment in Ghana

Osei, Yaa Afi; Barnard, Helena; Derban, William; … - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015447000

Banking digitalization in Spain : how branch closures and digital barriers reshape financial inclusion

Ibarreta, Carlos Martínez de; Ruíz-Rúa, Aurora; … - 2025

This paper examines the impact of banking digitalization in Spain, focusing on the consequences of branch closures and digital barriers for financial inclusion. Using panel data from the Survey on Equipment and Use of Information and Communication Technologies in Households (2017-2021), a logit...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015410423

Ownership structure, risk taking, and financial stability of conventional rural banks : evidence from Indonesia

Mai, Muhamad Umar; Sudradjat; Sembiring, Etti Ernita - 2025

Conventional rural banks (CRBs) are the main business partners for MSMEs, contributing significantly to Indonesia's regional and national GDP. However, weak corporate governance norms often cause financial problems for BPRs, including financial instability as a result of excessive risk-taking....

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015607982

Access to finance in "loose" agricultural value chains : evidence from Ghana

Gyimah, Adjei Gyamfi - 2025

This study sought to establish the determinants of loan application success, loan amount granted, and the percentage of loan request granted to farmers and traders in the cashew value chain (VC) in Ghana's Bono and Bono-East Regions. The study employed stratified and random sampling to select...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015612163

Global research pathways in rural microfinance : a bibliometric study based on web of science and Scopus database

Ghatode, Jesika; Nimbarte, Gopi - 2025

Purpose Rural microfinance has become a crucial tool in global poverty alleviation efforts. Research has increasingly highlighted its role not only in combating poverty but also in empowering women and supporting adaptation strategies, particularly in low-income countries. The expanding body of...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015614206

Distribution of constitutional funds and rural credit in Brazilian midwest region

Borges, Raysa Palheta; Rodrigues, Marcos - 2025

Access to credit in agriculture is an important mechanism for increasing farms' technological level and productivity, while the Fundo Constitucional do Centro-Oeste (FCO) policy also includes a reduction in regional disparities. In this study, we aimed to investigate whether the FCO resources in...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015607271

Access to finance and young women entrepreneurs : driving sustainable livelihood in rural India

Kumarasamy, Durairaj; Singh, Prakash; Kaur, Sukhvinder - 2025

Recent projections indicate that India needs to integrate 145 million women into its workforce to achieve its $30 trillion economy goal by 2047. However, women continue to face significant barriers in accessing financial resources and information compared to men, thereby limiting their ability...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015624885

Rural credit, food security, and resilience : an empirical evaluation from Kenya

Ndegwa, Michael K.; Ward, Patrick; Shee, Apurba; You, … - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015476796

Credit for the poor, investments for the rich? : different strategies for investing and saving money in medieval Tirol

Nicolussi-Köhler, Stephan - 2025

This paper provides an overview of the various financial resources that existed in medieval Tirol to meet financial needs, using notary registers and court records from the 14 th century as sources. These provide ample evidence of an active capital and land market in rural areas, which offered...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015398491

Exploring funding options for female entrepreneurs in rural areas in South Africa

Vorster, Sonia; Thaba, Sebonkile Cynthia - 2025

Women entrepreneurs in rural South Africa face structural and socio-cultural barriers in accessing funding. This study investigated how existing financial structures and support programs influence the sustainability and growth of female-owned businesses in rural areas. Using bibliometric...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015543051

Mitigating asymmetric information in credit markets: evidence from microcredit

Sarmiento, Miguel; Casas, Andrés; Tobar, Sebastián; … - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015560886

The impact of technology on access to credit : a review of loan approval and terms in rural Vietnam and Thailand

Chung Thanh Phan; Filomeni, Stefano; Kok, Seng Kiong - 2024

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015064311

Empowering Nueva Ecija's farmers through microfinancing : a blueprint for enhancing financial literacy and agricultural resilience

Fronda, Jennifer G. - 2024

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014631933

Women entrepreneurs in rural Nigeria : formal versus informal credit schemes

Peter, Wuraola; Orser, Barbara - 2024

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015074502

The economic impacts of the rural credit : an analysis of the Brazilian National Family Farming Strengthening Program by biome

Campos, Rafael Faria de Abreu; Domingues, Édson Paulo; … - 2024

This study aims to assess the economic impacts of the National Family Farming Strengthening Program (Pronaf) in the various Brazilian biomes. The impacts at the sectoral, regional, and macroeconomic levels, arising from increases in rural credit to farmers in Brazilian territory - family and...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015077631

Land-use rights and informal credit in rural Vietnam

Migheli, Matteo - 2024

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014494168

Diversification, capital buffer, ownership and credit risk management in microfinance : an investigation on Indonesian rural banks

Ariefianto, Mochammad Doddy; Trinugroho, Irwan; … - 2024

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015052809

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Diversification, Capital Buffer, Ownership and Credit Risk Management in Microfinance : An Investigation on Indonesian Rural Banks

Ariefianto, Mochammad Doddy; Trinugroho, Irwan; … - 2022

Book / Working Paper

A proposed Bay-Salam with Takaful and value chain model for financing agriculture in Kano State, Nigeria

Atah, Ummi Ibrahim; Mustafa, Omar Mohammed; Adeyemi, … - 2024

Purpose - The purpose of this paper is to propose a model that will demonstrate how the integration of Salam (exclusive agricultural commodity trade) with Takaful (micro-Takaful - a subdivision of Islamic insurance) and value chain can address major challenges facing the agricultural sector in...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015133008

Personal relationships of rural small businesses with community banks in times of crisis

Bednarik, Zuzana; Marshall, Maria I. - 2024

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015271739

How does digital inclusive finance improve rural economic resilience? : evidence from China

Shen, Yu; Hu, Guangyu - 2024

This study investigates the role of digital inclusive finance (DIF) in strengthening rural economic resilience in China. Analyzing data from 31 Chinese provinces over 2011-2020, it explores how DIF impacts rural economic resilience, considering factors like the market environment and rural...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015332438

Financial literacy among rural agribusiness women in Luweero District, Uganda : implications for mobile money and village savings and loan associations

Namawejje, Hellen; Yawe, Bruno L. - 2024

In an era of growing financial complexity, understanding the financial literacy levels of rural agribusiness women is paramount for promoting economic empowerment and inclusion. This study examines the financial literacy levels among rural agribusiness women in Luweero District, Uganda, and the...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015340271

Do government support correlates enhance financial performance? : rural microenterprises perspectives

Nabeta, Isaac Nkote; Jakweyo, Christopher - 2024

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015187571

Changes in rural financial exclusion's supply and demand factors from the perspective of digital inclusive financial policies

Zhang, Ziwei; Song, Jianqi; Shu, Taiyi; Zhao, Tiantian - 2024

This paper employs a Regression Discontinuity Design (RDD) methodology, utilizing data from the Chinese Household Finance Survey (CHFS), China Rural Statistical Yearbook, China Financial Yearbook, and China Statistical Yearbook. The analysis scrutinizes rural financial exclusion from dual...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015394260

Impact of recapitalisation and dividend payout policies on financial sustainability of rural and community banks in Ghana

Oduro, Richard - 2024

The study examines the effect of bank recapitalization and dividend policies on the financial sustainability of rural and community banks (RCBs) in Ghana. Data from 135 RCBs from 2011 to 2020 revealed an average financial sustainability index of 0.525 over the past decade, suggesting that RCBs...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015411161

Comparison of the impact of green credit and other forms of financing on agriculture and agricultural exports in Vietnam

Pham Ngoc Van; Nguyen Thi Vinh - 2024

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015414546

Will E-commerce in rural areas increase farmers' income? : the intermediary mechanism based on the popularity of inclusive loans

Luo, Zhanyang; Jin, Hong - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015644477

The inclusive finance mechanism and gradient effect of digital rural areas driving rural revitalization

Liu, Shubo; Zhu, Shiyou - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015647125

Extreme weather and the financial sustainability of rural commercial banks : evidence from China

Wan, Kai; Cao, Li; Xu, Qianlong - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015635039

Banks and development in Mozambique : evidence from the rural bank expansion program

Chilundo, Claudia; Elias, Julio - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016073414

Access to digital credit for smallholder farmers : experimental evidence from Ghana

Karlan, Dean; Lambon-Quayefio, Monica; Manjeer, Utsav; … - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015621675

The role of risk rationing in rural credit demand and uptake : lessons from Kyrgyzstan

Kuhn, Lena; Bobojonov, Ihtiyor - 2023

Persistent link: https://ebvufind01.dmz1.zbw.eu/10013552606

Interest rate caps in an economy with formal and informal credit markets

Pozo, Jorge - 2023

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014235073

Show one more version 1

Interest rate caps in an economy with formal and informal credit markets

Pozo, Jorge - 2022

Book / Working Paper

Effectiveness Of Payment Banks In Rural Area With Reference To Coimbatore District

Myilswamy, K.; Hamsalakshmi, R. - 2023

A payments bank is like any other banks, it can carry out most banking operations but can’t advance loans or issue credit cards. The main objective of payments bank is to widen the spread of payment and financial services to small business, low-income households, and migrant labor workforce in...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014256947

Rural Banking : Shifting Paradigms

Kumar, Chinmoy - 2023

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014258485

Rural Credit Co-Operatives as a Key to Rural Sustainable Development in the Liberalized India

Keshava, Dr. S.R - 2023

In the Globalized World, it is not just the competition, but the principles of co-operation which takes the economies into win-win situation and rise the Standard of Living of the masses and total output in the world. The Global Mutual Co-operation of the economies can change the face of the...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014262214

Inclusive Banking through Pradhan Mantri Jan Dhan Yojana with Respect to Regional Rural Banks

Paramasivan, C.; Kamaraj, R. - 2023

Financial inclusion is one of the emerging aspects in the socio – economic development of the country. Pradhan Mantri Jan Dhan Yojana scheme is national priority of every Indian citizen can easily open bank account. This scheme mostly helpful all the income people can easily opened and...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014351091