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Sovereign dDebt and grace periods

Mimir, Yasin; Önder, Yasin Kürşat; Villegas, Jose - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015608775

Why do firms strategically delay payments of corporate loans?

Deryol, Ahmet - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015641874

Flexible debt relief and credit behavior : evidence from loan-level data

Worarit Vannavanit; Sommarat, Chantarat; Lathaporn … - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015650751

Time-varying repayment contracts for financial resilience in mortgage lending

Mai, Chung; Scheule, Harald - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015559008

Business training and loan repayment : experimental evidence from microfinance

Cardenas, Fernando; Cecchi, Francesco; Lopez-Rivas, Jose D. - 2026 - Date of latest draft: January, 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015640226

Design of contextual agricultural credit scoring model (CACSM) for Kisan Credit Card scheme in India : an application of NLP and machine learning

Panja, Soma; Chowdhury, Subroto - 2026

This study introduces a contextual agricultural credit scoring model (CACSM) that incorporates loan repayment intention scores to enhance decision-making in collateral-free, small-ticket agricultural loans. By integrating sentiment analysis using Valence Aware Dictionary and sEntiment Reasoner...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016081389

Does service quality influence loan repayment behaviour of microfinance institution clients? : an integrated model approach to access behavioural dimensions

Behera, Golakh Kumar; Mohini, M. Sai - 2025

The study aims to investigate the key behavioural dimensions that significantly influence loan repayment behaviour of microfinance institution clients. The study also intendes to evaluate the impact of service quality of MFIs on clients' satisfaction.The primary data was gathered from 235...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015549074

Patterns and heterogeneity in credit repayment performance : evidence from Malian farmers

Ölkers, Tim; Liu, Shuang; Mußhoff, Oliver; Yu, Xiaohua - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015374458

Micro studies on self-employment, housing and pensions

Li, Yue - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015325846

Cognitive health, household financial decision-making, and intrahousehold financial spillovers

Gresenz, Carole Roan; Mitchell, Jean M.; Turner, R. Scott; … - 2025

We study the spillover effects of cognitive decline in one member of a coupled household on the financial outcomes of their partner and assess how "own" and spillover effects are moderated by the structure of household financial decision-making. We use a large, nationally representative...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015467247

The effect of the Great Recession on student loan borrowing and repayment

Grosz, Michel; Monarrez, Tomás - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015407030

Exploring the effect of federal student loan payment resumption on borrowers through sentiment and textual analysis using X

Anderson, Jason; Sanchez, Donovan; Gallardo, Juan; … - 2025

Student loans have taken on an increasingly significant role in funding the higher education experience and payments toward student loan debt have become an important part of many borrowers' overall financial plan. Using Brandwatch, this study analyzes X data to better understand student loan...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015412925

Make microfinance great again : can flexibility in repayments improve business outcomes in North India?

Sangwan, Navjot - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015433841

Recurring-payment sensitivity in household borrowing

Ng, Jing Xian - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015445545

Financial consequences of student loan delinquency, default, and servicer quality

Welch, Meredith - 2025 - Current draft: November 21, 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015558128

Refining employee treatment : effects of government arrears repayment in China

Wang, Yanan; Wang, Shuai; Kong, Dongmin; Xue, Cheng - 2025

Research on government procurement emphasizes its positive impacts, while paying insufficient attention to the risks posed by government arrears. We show that the implementation of China's Special Supervision Action for Repaying Government Arrears significantly enhances employee treatment,...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015414064

Personal communication in an automated world : evidence from loan repayments

Laudenbach, Christine; Siegel, Stephan - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015399774

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Personal communication in an automated world : evidence from loan repayments

Laudenbach, Christine; Siegel, Stephan - 2024

Book / Working Paper

The effect of student loan payment burdens on borrower outcomes

Monarrez, Tomás; Turner, Lesley J. - 2024

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014575757

The financial consequences of undiagnosed memory disorders

Gresenz, Carole Roan; Mitchell, Jean M.; Rodriguez, Belicia - 2024

We examine the effect of undiagnosed memory disorders on credit outcomes using nationally representative credit reporting data merged with Medicare data. Years prior to eventual diagnosis, average credit scores begin to weaken and payment delinquency begins to increase, overall and for mortgage...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014551976

Does inflation trigger early repayment on Covid-19 UK guaranteed loans?

Cowling, Marc; Wilson, Nicholas - 2024

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015075574

Progressive income-contingent student loans

Hua, Yue; Kudrna, George - 2024

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014534681

Innovations in the repayment structure of microcredit contracts

Barboni, Giorgia - 2024

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014526426

Green industrial policy, information asymmetry, and repayable advance

Meunier, Guy; Ponssard, Jean-Pierre - 2024

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014440832

Residual-debt insurance and mortgage repayments

Kim, Yeorim; Mastrogiacomo, Mauro - 2024

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015156765

The making of Homo Honoratus : from omission to commission

Hallsworth, Michael; List, John A.; Metcalfe, Robert D.; … - 2024

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015144262

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The Making of Homo Honoratus : From Omission to Commission

Hallsworth, Michael - 2015

Book / Working Paper

The Making of Homo Honoratus : From Omission to Commission

Hallsworth, Michael - 2015

Book / Working Paper

Repayment of EU bailout loans in a member-country of the ES : the case of Greece

Dimakopoulou, Vasiliki; Oikonomidēs, Geōrgios; … - 2024

This paper quanti.es the future implications of repayment of bailout loans received by Greece from the EU in the previous decade. These debt obligations amount today to 240 billion euros or 70% of the country’s total public debt and have to be repaid by 2070. This is investigated in a dynamic...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015134086

SME repayment difficulty

Adhikari, Tamanna; Mahony, Michael - 2024

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015357154

Access to credit and loan repayment by households of non-farmers in Nigeria : new evidence from binary logit regression

Ojonta, Obed I.; Ogbuabor, Jonathan Emenike; Orji, Anthony - 2024

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015189587

Education loan repayment : a systematic literature review

Bhandary, Rakshith; Shenoy, Sandeep S.; Shetty, Ankitha; … - 2024

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015192535

Repayment flexibility and risk taking : experimental evidence from credit contracts

Battaglia, Marianna; Gulesci, Selim; Madestam, Andreas - 2024

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015359333

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Repayment flexibility and risk taking : experimental evidence from credit contracts

Battaglia, Marianna; Gulesci, Selim; Madestam, Andreas - 2018

Book / Working Paper

Repayment flexibility and risk taking : experimental evidence from credit contracts

Battaglia, Marianna; Gulesci, Selim; Madestam, Andreas - 2018

Book / Working Paper

What you don't know can't help you : public perception of COVID-19 loan repayment moratoria

Allinger, Katharina; Farnleitner, Elias - 2024

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015413855

Debt Management Programme or Plan (DMP) and financial or credit counselling in Malaysia, Thailand and Indonesia

Azmi, Ruzita; Indriyani, Rachma - 2024

The study focuses on programmes that offer assistance and guidance to those facing financial difficulties in emerging economies in Southeast Asia, specifically Malaysia, Thailand and Indonesia. This research aims to achieve the following objectives: (i) evaluate the Debt Management Programme or...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014529469

Sistema de amortização no regime de juros simples: comparação entre duas proposições no caso de prestações constantes

Faro, Clóvis de; Lachtermacher, Gerson - 2024

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015115014

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Sistema de amortização no regime de juros simples: comparação entre duas proposições no caso de prestações constantes

Faro, Clóvis de; Lachtermacher, Gerson - 2024

Book / Working Paper

Mortgage design, repayment schedules, and household borrowing

Bäckman, Claes; Moran, Patrick; Santen, Peter van - 2024

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015135975

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Mortgage design, repayment schedules, and household borrowing

Bäckman, Claes; Moran, Patrick; Santen, Peter van - 2024

Book / Working Paper

Soaring in rationality : bonds as a partial hedge against hyperinflation

Xu, Zhihao - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015579740

Can loan characteristics cushion the impact of an exogenous shock on subsistence entrepreneurs? : evidence from India

Desai, Ashish Dattaram; Sensarma, Rudra; Thomas, Ashok - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015633563

Give me a pass : flexible credit for entrepreneurs in colombia

Brune, Lasse; Giné, Xavier; Karlan, Dean - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015622798

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Give Me a Pass : Flexible Credit for Entrepreneurs in Colombia

Brune, Lasse; Giné, Xavier; Karlan, Dean - 2022

Book / Working Paper

Plan duration and plan performance in personal insolvency : exploratory empirical evidence from Belgian collective debt settlement

Vandenbossche, Gauthier - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016085026

A markov process model of joint liability and loan repayment for sustainable microfinance

Andam Boiquaye, Perpetual; Korveh, Edward; Gyamerah, … - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016081701

Loan repayment behaviour of farmers : analysing Indian households

Chakraborty, Tanika; Gupta, Aarti - 2023

Persistent link: https://ebvufind01.dmz1.zbw.eu/10013540604

The insurance implications of government student loan repayment schemes

Gervais, Martin; Liu, Qian; Lochner, Lance - 2023

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014413885

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The insurance implications of government student loan repayment schemes

Gervais, Martin; Liu, Qian; Lochner, Lance - 2023

Book / Working Paper

The Insurance Implications of Government Student Loan Repayment Schemes

Gervais, Martin; Liu, Qian; Lochner, Lance - 2022

Book / Working Paper

Consistência financeira no regime de juros simples

Lachtermacher, Gerson; Faro, Clóvis de - 2023

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014235195

Improving Household Debt Management with Robo-Advice

Chak, Ida; Croxson, Karen; D'Acunto, Francesco; Reuter, … - 2022

Poor debt-management skills lower financial security and wealth accumulation. Because optimal solutions to credit repayment problems depend on neither risk preferences nor beliefs, loan repayment is a prime application for robo-advising. Vulnerable households, though, tend to distrust new...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10013462665

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Improving Household Debt Management with Robo-Advice

Chak, Ida; Croxson, Karen; D'Acunto, Francesco; Reuter, … - 2023

Book / Working Paper

How Do Flexible Microfinance Contracts Improve Repayment Rates and Business Outcomes? Experimental Evidence from India

Barboni, Giorgia; Agarwal, Parul - 2023

Can financial innovations be offered in the presence of information frictions without increasing credit risk? We address this question through a randomized experiment with 799 microfinance clients holding microbusinesses in India. In treated branches, borrowers select between the standard rigid...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014257353

Missing Repayments on Haze Days : Evidence From Household Debt

Li, Jianwen; Li, Keyang; Ren, Yuan - 2023

This study examines the impact of air pollution on a frequent financial decision that is cognitively less demanding. Using data from a leading P2P lending platform in China, we find that borrowers are more likely to miss their repayments when the scheduled repayment days witness heavier air...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014258493

Factors Affecting Loan Repayment Performance of Smallholder Farmers : A Case of Sinqe Bank, Jima Arjo Woreda of East Wallaga Zone, Oromia Region, Ethiopia

Regasa, Efrem - 2023

This study was conducted to examine factors affecting loan repayment performance of smallholder farmers in Jima Arjo district, East Wallaga, Oromia Region, Ethiopia. The study has used Purposive and proportionate sampling technique in order to select sampled kebeles and households, respectively....

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014353413

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Factors Affecting Loan Repayment Performance of Smallholder Farmers : A Case of Sinqe Bank, Jima Arjo Woreda of East Wallaga Zone, Oromia Region, Ethiopia

Regasa, Efrem - 2023

Book / Working Paper

Stimulus Through Insurance : The Marginal Propensity to Repay Debt

Koşar, Gizem; Melcangi, Davide; Pilossoph, Laura; … - 2023

Using detailed micro data, we document that households often use “stimulus” checks to pay down debt, especially those with low net wealth-to-income ratios. To rationalize these patterns, we introduce a borrowing price schedule into an otherwise standard incomplete markets model. Because...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014347832

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