Search Results - subject_exact:"Studiengebühren"

Endogenous education duration, fertility choice, and mortality : a framework for optimal population policy

Palokangas, Tapio K. - 2026

This paper characterizes optimal education and population policies within a continuous-time overlapping generations (OLG) framework where fertility, schooling duration, and health expenditures are endogenous. In this model, mortality risk is driven by a negative congestion effect from population...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015617660

Not cashing in on cashing out : an analysis of low cash-out refinance rates

Hossain, Mallick; Livshits, Igor; Wardius, Collin - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015609883

Show one more version 1

Not cashing in on cashing out : an analysis of low cash-out refinance rates

Hossain, Mallick; Livshits, Igor; Wardius, Collin - 2023

Book / Working Paper

Community College Bachelor's degrees : how CCB graduates' earnings compare to AAs and BAs

Acton, Riley K.; Morales, Camila; Cortes, Kalena E.; … - 2026

We provide the first national descriptive analysis of the economic value of Community College Baccalaureate (CCB) degrees by examining graduates' early-career earnings, the costs of completing these programs, and the alignment between field of study and subsequent employment. Using...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015616365

Tuition subsidies and tertiary education participation : evidence from a system with deferred costs

Castro, Cristóbal; Meehan, Lisa - 2026

This paper examines the impact of tuition subsidies on tertiary education outcomes in a setting where financial barriers are already substantially reduced. We study the introduction of New Zealand's Fees-Free policy, which eliminated first-year tuition fees, in a system where tuition is financed...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015643448

From grants to loans : mental health and adaptive responses to the 2015 Dutch student finance reform

Aksunger, Nursena; Janssens, Wendy; Pradhan, Menno - 2026

This paper examines the causal relationship between student debt and mental health using the 2015 Dutch student finance reform as a natural experiment. The reform replaced a universal grant with income-contingent loans for higher-education students, leaving vocational students unaffected and...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015644875

Understanding debt in the older population

Lusardi, Annamaria; Mitchell, Olivia S.; Oggero, Noemi - 2026

We explore debt and debt management among older Americans (ages 51-61 years) using the 2018 National Financial Capability Study. Though these individuals should have been at the peak of their retirement savings, we show that many were heavily indebted, often due to unpaid medical bills and...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015647147

Show one more version 1

Understanding debt in the older population

Lusardi, Annamaria; Mitchell, Olivia S.; Oggero, Noemi - 2020

Book / Working Paper

Options for changing Plan 2 student loans : costs, benefits and distributional effects

Ogden, Kate - 2026

There has been considerable recent debate about the terms of 'Plan 2' student loans, which were issued to 11 cohorts of English undergraduate university students: those who started their courses between academic years 2012/13 and 2022/23.1 We have written before about how these student loans...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015635255

Expanding access to selective colleges

Hendricks, Lutz; Koreshkova, Tatyana; Leukhina, Oksana - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015667183

The price of borrowing for college : student loan interest rates, educational choices, and career tradeoffs

Guo, Naijia; Zhong, Ling - 2026

Federal student loan interest rates affect college financing, education and job choices, and career outcomes. Using U.S. microdata, we exploit changes in federal loan rates over time and regional variation in expected loan reliance. Higher interest rates reduce student loan take-up and the...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015671842

Degrees of mobility : shifting low-income students to higher quality colleges

Burland, Elizabeth; Delaney, Nora; Dynarski, Susan M.; … - 2026

Earnings inequality among college graduates has grown, and returns to a bachelor's degree (BA) vary substantially across colleges. We experimentally evaluate a program that shifted high-achieving, low-income students into higher-quality colleges. Students randomly offered a guarantee of four...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016061925

Show one more version 1

Degrees of Mobility : Shifting Low-Income Students to Higher Quality Colleges

Burland, Elizabeth - 2026

Book / Working Paper

Progressive income-contingent student loans

Hua, Yue; Kudrna, George - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016063869

Show one more version 1

Progressive income-contingent student loans

Hua, Yue; Kudrna, George - 2024

Book / Working Paper

International undergraduate student inflows and college pricing strategies

Qu, Sheng - 2025 - Revised November 3, 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015486097

The effect of tuition fees on university graduation

Bachmeier, Marc; Marcus, Jan - 2025

This paper examines the impact of tuition fees on graduation rates among high-school leavers. We analyse the introduction of fees in several German states in 2006-07 (around EUR 1,000 annually), using administrative microdata on all university graduates and a difference-in-differences approach....

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015271349

Levelling the playing field? : SES differences in graduate degree choices

Delaney, Judith; Devereux, Paul J. - 2025

In many countries, subsidies towards higher education and financial aid to students from poorer backgrounds have reduced socio-economic status (SES) gaps in undergraduate study. The increasing importance of graduate studies that are typically more expensive may, however, provide a new avenue for...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015271617

Show one more version 1

Levelling the playing field? : ses differences in graduate degree choices

Delaney, Judith; Devereux, Paul J. - 2025

Book / Working Paper

Market structure and college access in the US

Cook, Emily E. - 2025

State governments provide grants to students to subsidize college attendance. In response, colleges can adjust their tuition, aid policies, and admission standards, affecting equilibrium enrollment and pass-through of aid to students. To quantify demand- and supply-side responses, I develop a...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015332013

Risky college enrollment, dropout, and student debt forgiveness

Kaganovič, Michail I.; Zilcha, Itzhak - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015188755

Show one more version 1

Risky college enrollment, dropout, and student debt forgiveness

Kaganovič, Michail I.; Zilcha, Itzhak - 2025

Book / Working Paper

Welfare and income effects of tuition subsidies and public investment in schooling

Kumar, Alok - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015193861

How much can families afford to pay for college?

Hinrichs, Peter L. - 2025

This paper studies families' capacity to pay for college in the United States, focusing on changes over time and differences by race and socioeconomic status. I use data from the National Postsecondary Student Aid Study (NPSAS) to document changes over time in the Expected Family Contribution...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015386504

Show one more version 1

How Much Can Families Afford to Pay for College?

Hinrichs, Peter L. - 2025

Book / Working Paper

Improving first-generation college students' education and employment outcomes : effects of a targeted scholarship program

Annadurai, Gopinath; Sahoo, Soham - 2025

We evaluate the First-Generation Graduate Scholarship scheme implemented in the Indian state of Tamil Nadu, which waives tuition fees for first-generation college students in technical education. Using household survey data in difference-in-differences (DiD) and synthetic DiD frameworks, we find...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015394215

Thanks, but no thanks : a microsimulation of BAföG eligibility and non-take-up

Byström, Alexander Eriksson; Antonsdóttir, María Sól - 2025

While the body of literature on the non-take-up of public aid has grown substantially in recent years, a notable gap remains in the literature of non-take-up rates for student aid programs, where research is still extremely limited. This paper examines the non-take-up rate of Germany's federal...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015419139

Cohabitation, child development, and college costs

Adamopoulou, Effrosyni; Hannusch, Anne; Kopecky, Karen A.; … - 2025

Why do US college-educated couples with children marry at higher rates than those without a college degree? We argue that investing in children is more valuable for college-educated couples, who are more likely to send their children to college. Marriage, which entails lower separation risk and...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015422895

Show 2 more versions 2

Cohabitation, child development, and college costs

Adamopoulou, Effrosyni; Hannusch, Anne; Kopecky, Karen A.; … - 2025

Book / Working Paper

Cohabitation, child development, and college costs

Adamopoulou, Effrosyni; Hannusch, Anne; Kopecky, Karen A.; … - 2025

Book / Working Paper

Reducing inequality by correcting misperceptions : experimental evidence on student aid take-up

Riedmiller, Sebastian - 2025

Financial student aid improves educational outcomes and reduces social inequality, yet many eligible students do not take it up. To examine whether correcting misperceptions increases take-up, I conducted an RCT with 6,225 university students across Germany who were not receiving aid. I find...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015467413

Who bears the brunt : tuition fees and educational mismatch

Geißler, Theresa - 2025

Exploiting the quasi-experimental introduction of tuition fees in selected federal states of Germany between 2006 and 2014, this study investigates how these fees affect the likelihood of overeducation based on data from the SOEP. Reporting lower bound estimates, the findings show that graduates...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015474245

Time inconsistency, educational loan, and human capital accumulation

Maeda, Daiki; Okada, Kohei; Nakano, Ryota - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015448591

The effect of the Great Recession on student loan borrowing and repayment

Grosz, Michel; Monarrez, Tomás - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015407030

On expanding public funding of selective colleges

Hendricks, Lutz; Koreshkova, Tatyana; Leukhina, Oksana - 2025

As college attainment expanded in the U.S., the fraction of public funds allocated to selective colleges and universities declined. Does this make sense from an efficiency standpoint, given that the majority of college entrants face the highest financial returns at selective colleges? Should the...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015408900

Strengthening tertiary enrollment through financial aid : insights from a survey in Cagayan Valley

Leon, Mark Jerome B. de; Ayunon, Chirbet C.; Balagan, … - 2025

This study examines how financial aid shapes post-secondary enrollment and persistence among senior high school graduates, challenging assumptions in traditional human capital theory. While the theory posits that reducing financial barriers increases participation, findings suggest a more...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015410968

Exploring the effect of federal student loan payment resumption on borrowers through sentiment and textual analysis using X

Anderson, Jason; Sanchez, Donovan; Gallardo, Juan; … - 2025

Student loans have taken on an increasingly significant role in funding the higher education experience and payments toward student loan debt have become an important part of many borrowers' overall financial plan. Using Brandwatch, this study analyzes X data to better understand student loan...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015412925

Student willingness to borrow for higher education

Heckman, Stuart; Letkiewicz, Jodi; Lim, HanNa - 2025

A human capital model is used to examine students' willingness to borrow to pay for a college degree. We hypothesize direct costs of education and education goals to be positively associated and current income and alternative financial support to be negatively associated with willingness to...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015412930

Tuition increases and university behavior : theory and evidence on student enrollment

Cuff, Katherine; Rondinel, Ana Gamarra; Payne, Ana Abigail - 2025

This paper considers the role universities play in determining their enrollment when faced with government regulated domestic tuition. Our theoretical framework posits that domestic student enrollment increase and international student enrollment decrease or remain unchanged when domestic...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015434400

Show one more version 1

Tuition increases and university behavior : theory and evidence on student enrollment

Cuff, Katherine; Gamarra Rondinel, Ana; Payne, Ana Abigail - 2025

Book / Working Paper

Review of Technical Education and Skills Development Authority (TESDA) scholarship programs in targeting the poor

Daño, Maribel - 2025

This study examines how the Technical Education and Skills Development Authority (TESDA) scholarships effectively target the poor while achieving its internal and external efficiency outcomes. It defined "poor" in two ways: (1) individuals with income below USD 3 per day, based on the World Bank...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015437159

Gender differences in university enrollment and STEM major : the role of tuition policy in Australia

Cuff, Katherine; Rondinel, Ana Gamarra; Payne, Ana Abigail - 2025

We analyze whether men and women respond differently to tuition variation for both university entry and STEM major choice, using a 30-year Australian individual-level administrative dataset. The Australian setting is unique: tuition fees are regulated, students can defer payment through...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015459565

Show one more version 1

Gender differences in university enrollment and STEM major : the role of tuition policy in Australia

Cuff, Katherine; Gamarra Rondinel, Ana; Payne, Ana Abigail - 2025

Book / Working Paper

National student fee and support systems in European higher education : [2023/2024]

2025

This tool presents comparative data on student fees and financial support in the European education systems. It covers public and government-dependent higher education institutions. Data is provided by the 39 member countries of the Eurydice network and is collected in accordance with the...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015429002

Leaving home for university or commuting? : the impact of relocation scholarships on academic progression

Casalone, Giorgia; Michelangeli, Alessandra; Myftiu, Jurgena - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015532596

Show one more version 1

Leaving home for university or commuting? : the impact of relocation scholarships on academic progression

Casalone, Giorgia; Michelangeli, Alessandra; Myftiu, Jurgena - 2025

Book / Working Paper

International experience in designing student loan systems : a comparative analysis across 23 countries and four country case studies

Saleh, Aya - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015551897

Do academic bank leaders reduce bank non-performing loans?

Chang, Xiao; Wang, Yang; Shu, Xia; Fifield, S. G. M. - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015555220

Intergenerational altruism and transfers of time and money : a life cycle perspective

Bolt, Uta; French, Eric; Hentall-MacCuish, Jamie; … - 2025

Parental transfers of time, education, and money shape intergenerational mobility. Using panel data from birth to retirement, we estimate child skill production functions and embed them in a dynastic model of parental investment. We find that parental time investments have a dual purpose:...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015557460

Can conditional student aid increase the labor supply of foreign students?

Petersen, Asbjørn Juul - 2025

In this paper, I investigate the effects of offering conditional student aid to foreign students on their labor supply in Denmark. I utilize a natural experiment created by an EU court ruling in 2013, deciding that foreign students had the right to a monthly student aid subsidy on equal terms...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015557741

Financial consequences of student loan delinquency, default, and servicer quality

Welch, Meredith - 2025 - Current draft: November 21, 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015558128

Nudging women towards pursuing their university careers

Bernhofer, Juliana; Bonacini, Luca; Pignataro, Giuseppe - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015475478

Learning at university

Huxley, Gervas; Peacey, Mike W. - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015396235

The impact of the SDGs on donors' choices : analysis of trends and types of aid to higher education at the SDG implementation halfway point

Heleta, Savo; Cochrane, Logan; Al-Mannai, Salwa - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015532406

An analysis of the financial sustainability of public universities in South Africa

Khumalo, Lungelo Mjabulisi; Schutte, Danie - 2025

Purpose of the study: The purpose of this study is to analyse the financial sustainability of South African public universities from 2017 to 2021. The paper, therefore, seeks to analyse how these universities manage their resources amidst increasing student enrolment, increased costs, and...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015665940

Increasing degree attainment among low-income students : the role of intensive advising and college quality

Barr, Andrew; Castleman, Benjamin L. - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016061374

Show one more version 1

Increasing Degree Attainment Among Low-Income Students : The Role of Intensive Advising and College Quality

Barr, Andrew C.; Castleman, Benjamin L. - 2025

Book / Working Paper

Does replacing grants by income-contingent loans harm enrolment? : new evidence from a reform in Dutch higher education

Bolhaar, Jonneke; Kuijpers, Sonny; Webbink, Dinand; … - 2024

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015064132

Navigating higher education insurance : an experimental study on demand and adverse selection

Balakrishnan, Sidhya; Bettinger, Eric; Kofoed, Michael S.; … - 2024

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015054012

Show 2 more versions 2

Navigating higher education insurance : an experimental study on demand and adverse selection

Balakrishnan, Sidhya; Bettinger, Eric; Kofoed, Michael S.; … - 2024

Book / Working Paper

Navigating Higher Education Insurance : An Experimental Study on Demand and Adverse Selection

Balakrishnan, Sidhya; Bettinger, Eric; Kofoed, Michael S.; … - 2024

Book / Working Paper

The business of stealing futures : race, gender, and the student debt regime

Mir, Ali; Toor, Saadia - 2024

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015056510

The land of the fee : the effect of Baden-Württemberg's tuition fees on international student outcomes

Vortisch, Andreas B. - 2024

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014584844

The unfolding of neoliberalism in economics curricula and scholarships : Colombia as a case study

Ariza Ruiz, Efrén Danilo; Garza, Nestor - 2024

We document and analyze the emergence and consolidation of neoliberalism in higher education in economics in Colombia. The research focuses on four interrelated categories through which the neoliberal ideology changed the scientific field of economics by replacing endogenously developed...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014631925

Barriers to claiming education tax credits for low-income students

Cronin, Julie-Anne; Gray-Hancuch, Joseph - 2024

The American Opportunity Tax Credit (AOTC) is a partially refundable tax credit of up to $2,500 for students who pay tuition and fees or purchase books. It is widely available to postsecondary students who are enrolled at least half time, but there are two significant barriers to claiming a...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10014562930