Search Results - subject_exact:"Bargeld"

Narrow search

Alternativen zum digitalen Euro

König, Jörg; Meyer, Tim - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015614575

Alternatives to the digital euro

König, Jörg; Meyer, Tim - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015627733

Alternativen zum digitalen Euro

König, Jörg; Meyer, Tim - 2026

Die Pläne zur Einführung eines digitalen Euros werden immer konkreter. Im Mai 2026 soll das Europäische Parlament über das Vorhaben abstimmen. Bis Ende des Jahres soll der europäische Gesetzgebungsprozess abgeschlossen sein. Der digitale Euro dürfte jedoch vor allem ein Prestigeprojekt...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015610735

I am so tired! I don't know what to do! survey fatigue and financial literacy : results from a randomized experiment

Chernesky, Anna; Huynh, Kim P.; Voia, Marcel-Christian - 2026 - Last updated: March 4, 2026

Cross-country evidence finds that there are low levels of financial literacy. Financial literacy is often measured using the "Big Three" questions about interest rates, inflation, and risk. These questions are usually part of a longer survey. Respondents in long surveys may suffer survey fatigue...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015610866

Money demand by non-financial corporations

Nocciola, Luca - 2026

We document empirically the money demand by European non-financial corporations by exploiting a unique and brand-new survey on their cash usage in a stress period. We also assess: (i) the relation between cash held and firm size; and (ii) estimate point values of cash holdings and carry out...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015605058

Un sistema de proyección de demanda por efectivo en Chile: actualización y propuesta

Leiva, Nicolás; Medel, Carlos A. - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015625299

Who owns crypto in the euro area? : drivers of crypto adoption, payment use, and its interaction with fiat cash

Zamora-Pérez, Alejandro - 2026

Using a survey of 39,507 adults in 17 euro-area countries, I find that crypto-asset owners and the niche subgroup of payers have distinct profiles. Owners - typically younger, male, and financially active - exhibit mixed preferences, valuing both cash-like privacy and card-like speed. Crypto...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015626943

How do some lower-income Canadians pay

Buckland, Jerry; Henry, Christopher; Nur, Wendy; … - 2026 - Last updated: March 3, 2026

Previous research suggests that lower-income Canadians may have unique experiences with the use of payments, including the use of cash and digital payments. We conduct a case study using data from the Canadian Financial Diaries (CFD) project to gain insight into how some lower-income Canadians...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015638045

Siamese networks for AI-powered automated banknote quality control

Gentile, Salvatore; Luciani, Andrea; Marchetti, Sabina; … - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015655714

Banking competition and access to cash and retail banking services in rural Canada

Xiao, Hong Yu; Petrunia, Robert; Lucky, Sarah - 2026 - Last updated: June 11, 2026

We study the accessibility and competitive structure of Canadian retail banking and cash services in rural, localized markets using the Bresnahan-Reiss entry threshold framework. We estimate population thresholds required to support a given number of establishments in two segments of the...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015655740

Affordability of cash : from stocktaking to why and how

Rösl, Gerhard; Seitz, Franz - 2026

This paper analyzes the affordability of cash in an international context. After outlining why cash should remain a core component of a diversified payment mix within a resilient and efficient payment system, we discuss methodological challenges associated with measuring the costs of payment...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015636428

Social protection and social distancing during the pandemic : mobile money transfers in Ghana

Karlan, Dean; Lowe, Matt; Osei, Robert Darko; … - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015560311

Show one more version 1

Social protection and social distancing during the pandemic : mobile money transfers in Ghana

Karlan, Dean; Lowe, Matt; Osei, Robert Darko; … - 2022

Book / Working Paper

Kosten von Zahlungsmitteln für Konsumenten: Literaturauswertung und Sensitivitätsanalysen

Krüger, Malte; Seitz, Franz - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015376114

Der Digitale Euro: Mehrwert oder Risiko?

König, Jörg; Meyer, Tim - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015397911

Canadians' access to cash in 2023

Chen, Heng; Xiao, Hong Xu; O'Habib, Daneal; Wild, Stephen - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015373088

Kosten von Zahlungsmitteln für Konsumenten : Literaturauswertung und Sensitivitätsanalysen

Krüger, Malte; Seitz, Franz - 2025

Zahlungsmittelkosten für Verbraucher sind schwer zu ermitteln, werden international nicht harmonisiert erfasst und schwanken je nach Studienergebnis deutlich von Land zu Land. Sie fallen in vielfacher Form an, etwa als Gebühren für die Kontoführung, für Barabhebungen am Geldausgabeautomaten...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015375187

Estimating the volume of counterfeit U.S. currency in circulation

Judson, Ruth A. - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015271873

Analysis of the payment habits in Malta

Savo, Stefano; Galea, Brenda Lee - 2025

This paper presents the findings derived from a comprehensive survey conducted by the Central Bank of Malta, in collaboration with the National Statistics Office, with the aim of analysing payment habits in Malta. The research explores individuals' perspectives on various aspects, including...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015358580

Der Digitale Euro : Mehrwert oder Risiko?

König, Jörg; Meyer, Tim - 2025

Die EZB und die Europäische Kommission treiben die Einführung eines digitalen Euros offensiv voran. Obwohl viele Details zur technischen Ausgestaltung und Funktionalität noch offen sind, wird damit geworben, dass eine digitale Gemeinschaftswährung mit einer Reihe von Vorteilen für Europa...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015394222

Digitalization and financial inclusion : welfare implications for India's tech-averse population

Parija, Vishal; Nag, Biswajit - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015422787

Could Digital Currencies Lead to the Disappearance of Cash from the Market?

Pani, Marco - 2025

Private and public agents' plans and actions to introduce digital currencies and other innovative payment instruments could produce some unintended consequences, including the potential disappearance of physical cash. This study employs a two-sided market model to examine how payment systems...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015411366

Cash Is Queen

Papineni, Sreelakshmi; Friedman, Jed; Goldstein, Markus; … - 2025

This paper examines the direct and spillover effects of cash transfers paid in a rural and low-income setting. In the short run, an unconditional cash transfer program for ultra-poor households in Northern Nigeria led to a 12 percentage point increase in micro-enterprise formation for program...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015411863

Bank-firm relationships and the value of cash : evidence from the financial crisis in Japan

Kaneko, Mana; Sasaki, Toshinori; Suzuki, Katsushi - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015431534

Everyday cash usage and corruption perception : evidence from a panel of countries

Kotkowski, Radosław; Dybka, Piotr; Piotrowska, Anna Iwona - 2025 - First version: July 2025, this version: September 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015458455

Risk attitudes do not explain cash holdings

Hentschel, Nicole - 2025 - This version: September 26, 2025

Despite the long-term trend away from cash and the widespread adoption and acceptance of payment cards, many people still carry considerable amounts of cash. In a preregistered study, I examine whether risk attitudes can explain consumers' persistent cash holdings. To self-insure against the...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015462933

2024 Methods-of-Payment Survey report : cash in an era of alternatives

Felt, Marie-Hélène; Chernesky, Anna; Welte, Angelika - 2025

The Methods-of-Payment (MOP) Survey tracks consumer use of cash and other methods of payment. We present core findings from the 2024 MOP Survey, highlighting results from both the survey questionnaire and subsequent three-day shopping diary. Although cash holdings have increased in nominal...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015444831

Kosten von Zahlungsmitteln im Einzelhandel

Ego, Niklas; Knümann, Fabio; Korella, Lukas - 2025 - Stand: Dezember 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015594944

Demand for cash in Rwanda : developments and prospects

Nyalihama, Christian; Kamanzi, Callixte - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015595620

A mixed duopoly in the provision of payment services

Arango-Arango, Carlos A.; Betancourt-García, Yanneth Rocío - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015550780

Show one more version 1

A mixed duopoly in the provision of payment services

Arango-Arango, Carlos A.; Betancourt-García, Yanneth Rocío - 2024

Book / Working Paper

Incorporating trip-chaining to measuring Canadians' access to cash

Chen, Heng; Xiao, Hong Yu - 2025 - Last updated: June 23, 2025

Household mobility data can improve our measurement of access to cash. The existing literature typically assumes that households visit their nearest ABMs or financial institution branches from their homes, without combining cash withdrawals with other activities (i.e., on their way to shopping)....

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015607280

Dynamic consumer cash inventory model

Huynh, Kim P.; Shcherbakov, Oleksandr; Stenzel, André - 2025 - Last updated: August 15, 2025

We study consumer cash inventory behavior by developing a dynamic model of forward-looking consumers and estimating structural parameters of the model using detailed consumer survey data. Consumers facing holding and withdrawal costs solve a discrete-time continuous-control dynamic programming...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015607293

Show me the money! : experimental evidence on preferences for cash vs. digital payment

Ambler, Kate; Mohammed Mehrab Bin Bakhtiar; Bloem, … - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015656227

Uwarunkowania zarządzania siecią bankomatów w Polsce : analiza rentowności

Manikowski, Arkadiusz; Zbyrowski, Rafał - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015632868

Circulation status of the new series of Bank of Japan notes

2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015573599

Innovation of the finished banknotes business model changes in Indonesian banknotes printing

Bahri, Saiful; Ramaditya, Muhammad - 2024

Perum Peruri, as a state-owned banknote printing company, needs to do business model innovation to anticipate change in printing regulation by Bank Indonesia (BI). The finished banknotes business model is the submission of the entire process to provide end-to-end Rupiah. This research analyzes...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015071487

The impacts of receiving a digital cash transfer on financial deepening: evidence from daviplata

Amado Morales, Laura G. - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015098714

Digital literacy and physical cash demand during the COVID-19 Pandemic

Lee, Kyeongtae; Park, Jaevin - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015100950

Resilience and the cash infrastructure : the role of access, acceptance, availability, and affordability

Rösl, Gerhard; Seitz, Franz - 2024

We analyze the role of a well-functioning cash infrastructure for the stabilizing role of cash and the resilience of cash cycles. For that purpose, experiences from developed countries with low and high cash usage are assessed by distinguishing between demand and supply factors to demonstrate...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015081081

Digital payments and bank competition

Verdier, Marianne - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015083422

Uncertainty, politics, and crises : the case for cash

Rösl, Gerhard; Seitz, Franz - 2024

We analyze the repercussions of different kinds of uncertainty on cash demand, including uncertainty of cashless infrastructures, confidence crises of the financial system, natural disasters, political uncertainties, and inflationary crises. Based on a comprehensive literature survey and...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015078272

Show one more version 1

Uncertainty, politics, and crises : the case for cash

Rösl, Gerhard; Seitz, Franz - 2023

Book / Working Paper

Cash induced demand

Chen, Huaizhi - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014486379

Can cash transfers really be transformative? : a literature review of the sustainability of their impacts

Grisolia, Filippo - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014531078

Reversing the denomination effect in tipping contexts

Zenkić, Jay; Lei, Jing; Millet, Kobe; Rotman, Jeff D. - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014534706

2022 Methods-of-Payment Survey report : cash use over 13 years

Henry, Christopher; Rusu, Doina; Shimoda, Matthew - 2024

We present results from the 2022 Methods-of-Payment Survey, including updated payment shares based on a three-day shopping diary. We highlight long-term trends in cash holdings, management and use observed across results from previous surveys in 2009, 2013 and 2017. We also review recent trends...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014464253

Demand for U.S banknotes at home and abroad : a post-Covid update

Judson, Ruth A. - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014514946

COVID-19 hasn't killed merchant acceptance of cash : results from the 2023 Merchant Acceptance Survey

Welte, Angelika; Talavera, Katrina; Wang, Liang; Wu, Joy - 2024

In recent years, the rise in digital payments has spurred a discussion in Canada and other countries about the future of cash at the point of sale. To better understand trends in payment methods accepted by Canadian businesses, including cash acceptance and the impact of innovations such as...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014500948

Understanding the post-pandemic demand for Australia's banknotes

Elkington, Patrick; Guttmann, Rochelle - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014526218

When cash costs you : the pain of holding coins over banknotes

Zenkić, Jay; Mead, Nicole L.; Millet, Kobe - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015144270

Balance-sheet restructuring in Italy : an empirical analysis based on monetary circuit theory

Spanò, Marcello - 2024

Based on 25 years (1995-2019) of fully integrated sectoral data, this study builds on monetary circuit theory to examine the Italian experience of growing private debt followed by a long recession with balance-sheet restructuring. It is argued that this process cannot be identified as a typical...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015095358

It is not la vie en rose : new insights from Graziani's theory of the monetary circuit

Veronese Passarella, Marco - 2024

The aim of this paper is twofold. First, it shows how a standard stock-flow consistent model (SFCM) can be modified to embed some fundamental insights from Graziani's theory of the monetary circuit (TMC). Second, it aims to address some common misconceptions about the TMC. More precisely, it is...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015095367