Search Results - subject_exact:"Finanztechnologie"

Open Insurance in der deutschsprachigen Assekuranz: Chancen, Risiken und Entwicklungspotenziale

Florin, Gian; Eling, Martin - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015614586

Integrating digitalization, corporate social responsibility, and human capital for environmental sustainability : the strategic role of green finance in commercial banks

Ashfaq, Muhammad; Akhtar, Shamim; Akhlaq, Muhammad; … - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015617361

Digital green finance models for sustainable urban development : current trends and future perspectives

Opoku, Alex; Danquah, Richmond Darko; Aklashie, Samuel; … - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015618407

Leveraging FinTech-driven financial inclusion and ESG integration to advance affordable and clean energy access

Khasawneh, Ohoud; Alzghoul, Amro - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015618548

Navigating the finance, technology, and society nexus : a conversation with Alex Preda

2026

The expanding application of financial technologies, as well as growing participation of consumer investors, has multiplied the forms and functions of finance, deepening its entanglement with social, political, and cultural processes. This interview responds to increasing interest within the...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015655146

Absent branches, digital presence : fintech and the reconfiguration of everyday debt in Nigeria

Jalal-Eddeen, Shuaib - 2026

This article examines how the absence of physical branches and embodied oversight in fintech reconfigures financial life in Nigeria. Based on nine months of ethnographic fieldwork in Jimeta, it shows that the absence of physical infrastructures and the dominance of virtual ones is not merely...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015655157

Enhancing digital sustainable finance : digital solutions to mobilise capital, assess environmental risks and enhance financial inclusion

Volz, Ulrich; Haahr, Marianne; Dikau, Simon - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015549139

Legal foundations of green fintech : paving the way for sustainable finance

Möslein, Florian - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015549179

Green lending in a FinTech era : the role of geographic dispersion and internal governance

Liu, Zhaoyan; Fu, Xiaoqing; Wilson, John O. S. - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015568305

The impact of fintech on innovation quality : evidence from Chinese enterprises

Zhang, Xiao; Huang, Zheng; Xiaoyu, Liu; Rong, Yanbo - 2026

We constructed an urban fintech index and analyzed data from 2834 publicly traded Chinese enterprises for the period 2010-2022 to investigate the impact of fintech on the innovation quality of enterprises. The findings indicate that this impact is positively reinforced by the innovation...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015608939

Digital transformation of the Albanian banking system : the result of the Albanian banking sector digitalization survey 2024

Molishti, Lindita; Topalli, Margerita - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015608948

Sustainable governance and technological innovation : moderating environmental risks of resource rents

Shao, Xuefeng; Hu, Chengming; Yunis, Manal; Hao, Lulu - 2026

Over the years, the over-extraction and unsustainable utilization of natural resources has started to pose a severe environmental risk, necessitating immediate action on issues related to climate change. Therefore, this study examines the relationship between natural resources rent and...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015609040

I am so tired! I don't know what to do! survey fatigue and financial literacy : results from a randomized experiment

Chernesky, Anna; Huynh, Kim P.; Voia, Marcel-Christian - 2026 - Last updated: March 4, 2026

Cross-country evidence finds that there are low levels of financial literacy. Financial literacy is often measured using the "Big Three" questions about interest rates, inflation, and risk. These questions are usually part of a longer survey. Respondents in long surveys may suffer survey fatigue...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015610866

Regulatory risk in green FinTech : comparative insights from Central Europe

Heseková, Simona; Lapsánszky, András; Kálmán, János; … - 2026

Green fintech merges sustainable finance with data-intensive innovation, but national translations of EU rules can create regulatory risk. This study examines how such risk manifests in Central Europe and which policy tools mitigate it. We develop a three-dimension framework-regulatory clarity...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015611269

The paradox of cyber risk controls : an empirical analysis of readiness and protection inefficiencies in Thailand's financial sector

Sringam, Artid; Wuttidittachotti, Pongpisit - 2026

As Thailand's financial sector accelerates its digital transformation, cybersecurity has transitioned from a mere technical support function to a strategic imperative that governs operational risk and financial stability. This study empirically examines the efficacy of cyber risk controls and...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015611403

Open Insurance in der deutschsprachigen Assekuranz : Chancen, Risiken und Entwicklungspotenziale

Florin, Gian; Eling, Martin - 2026

The present study examines the influence of major and mega events on the holiday travel planning of the German resident population in 2024. The focus lies on sports and music events, which took place in large numbers in 2024 and represent an important part of the leisure time behaviour for many...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015611890

Bhutan : Technical Assistance Report-Review and Diagnostic of the Fintech Regulatory Sandbox Framework

2026

At the request of the Royal Monetary Authority of Bhutan (RMA), the Monetary and Capital Markets Department (MCM) conducted a mission to review and strengthen Bhutan’s fintech regulatory sandbox (RS) framework. The mission was held from August 25 to September 2, 2025, in Thimphu, Bhutan and...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015612600

Bhutan : Review and Diagnostic of the Fintech Regulatory Sandbox Framework

Singh, Puja - 2026

This report summarizes the International Monetary Fund's (IMF) technical assistance mission to the Royal Monetary Authority of Bhutan (RMA), focused on reviewing and strengthening the fintech regulatory sandbox (RS) framework. The mission, conducted from August 25 to September 2, 2025, assessed...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015612610

Fintech Competition and Banks’ Shrinking Margins in Brazil

Xu, Rui - 2026

The rise of fintech lenders has intensified competition in the banking industry. This study utilizes Brazilian bank-level data to examine the causal impact of increased competition on commercial banks’ lending rates and profitability. Employing a bank-specific Bartik exposure, constructed from...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015612696

The impact of BigTech and Fintech credit on income inequality

Aktar, Mahbuba; El-Shagi, Makram - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015613466

Personal financial planning and the propensity of central bank digital currency adoption

El Kalak, Izidin; Nourallah, Mustafa; Timmerman, Inga - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015592810

Innovative Financing for Inclusive Credit Fintechs in Africa

Kruijff, David; Sotiriou, Alexander - 2026

This Focus Note explores innovative financing strategies for reaching inclusive credit fintechs in Africa, particularly those targeting underserved micro and small enterprises (MSEs). These fintechs have the potential to address the estimated US$ 4.9 trillion global credit gap for MSEs. However,...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015597411

Sustainability and financial innovation : the emerging role of Fintech for Good (F4G)

Lentini, Alessandro; Munteanu, Daniela Elena - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015589908

AI, security, and trust in the digital wallet : evidence from current Romanian FinTech users

Bodorin, Bianca-Eugenia; Ciobanu, Eliza - 2026

The digitalization of finance has accelerated the diffusion of FinTech and raised new questions about how AI, data security and blockchain shape consumer behaviour. This article examines current FinTech users, focusing on mobile banking, security perceptions, AI-enabled personalisation and trust...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015591110

Sustainability practices and capital costs : evidence from banks and financial technology firms in global markets

Vaitiekuniene, Raminta; Sapkauskiene, Alfreda - 2026

This paper examines the impact of environmental, social, and governance (ESG) disclosure on the cost of capital for banks as well as financial technology companies in Europe, America, and Asia from 2010 to 2024. The study investigates how sustainability affects financing conditions in the two...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015591433

How costly are cultural biases? : evidence from FinTech

D'Acunto, Francesco; Ghosh, Pulak; Rossi, Alberto G. - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015579655

Digital financial platform engagement and financial inclusion in the Philippines : insights on AI deployment and policy implications

Pesa, Nikka C.; Agner, Mary Grace R.; Lacaza, Rutcher M. - 2026

This paper examines how digital financial platform engagement influences financial inclusion in the Philippines and explores how financial institutions are deploying artificial intelligence (AI) in enhancing these platforms. It combines nationally representative data from the World Bank Global...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015604439

Investing in the shadows : FinTech browth and mortgage market dynamics

Li, Wenli; Zhou, Xiaoqing - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015606679

Empirical evidence on the roles of financial technology products on the shadow economy : a comparative analysis between advanced, emerging and developing countries

Yildiz, Münevvere; İlarslan, Kenan - 2026

The shadow economy, which can be defined as undeclared economic activities carried out in secret from public authorities,, and that cause negativities such as tax losses outside of official economic activities, has become a part of the economic activities of both developed and devel-oping...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015620966

Digital green finance, FinTech innovation, and corporate environmental performance : evidence from global firms

Perera, Vidura; Wasantha, Neel; Dissanayake, Tharindu; … - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015621299

The role of ESG and governance quality in shaping fintech development across MENA : evidence from empirical data

Abdo, Khawla Kassed - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015621301

Blockchain-based FinTech and ESG compliance in energy supply chains : the moderating role of supply chain governance

AlMaaitah, Nebal - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015622797

Riding the wave of fintech, broad money growth and population dynamics : exploring its impact on ASEAN bank stability

Shah, Syed Faisal; Mehmood, Waqas; Mahfuzur Rahman; … - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015625383

Digital pathways to stability : a cross-country analysis of the fintech-inclusion-stability nexus across selected countries

Saidi, Hichem - 2026

This paper examines the impact of fintech adoption and financial inclusion on financial stability in selected countries. Using panel data from 30 countries spanning 2011-2024, the study employs an empirical strategy based on Two-Way Fixed Effects, a dynamic two-step System GMM estimator, and...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015625821

Tech triumph or literacy lapse? : the intersecting narratives of financial inclusion efficiency, sustainable development goals, and technology

Singh, Saumya; Rajput, Aditi; Gopalkrishnan, Santosh; … - 2026

The goal of inclusive development places financial inclusion at the forefront of sovereign development policies, particularly in economies that are investing in digital technologies. Despite the world's progression towards technology, there is minimal empirical evidence of how efficient these...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015626628

Financial technology as a tool to enhance financial consumer protection and reduce defaults on personal loans : to achieve financial inclusion and sustainable development in Jordan

AlBataineh, AbdelKarim - 2026

Financial technology (FT) has been credited for supporting sustainable development and financial inclusion. However, issues such as balancing innovation with consumer protection and the challenges of loan default have emerged as significant concerns in this context. The study aimed to test the...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015626644

Financial technologies and children : landscape review

Bretón, Melvin; Parodi, Sandro - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015626725

FinTech for inclusive growth : a gender perspective

Mzoughi, Hela; Farroukh, Arafet; Metzger, Martina - 2026

This study investigates how financial technology (FinTech) contributes to economic growth, focusing on whether it acts primarily as a mediator or a moderator within the finance-growth nexus. A composite FinTech index is constructed using Principal Component Analysis based on cross-country data...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015628393

The impact of mobile money and CBDCs on remittance fees : evidence from Nigeria and sub-Saharan Africa

Giraldo-Gordillo, Francisco Elieser; Bustillo Mesanza, … - 2026

This study investigates the potential effects of Mobile Money (MM) and Central Bank Digital Currencies (CBDCs) on the average transaction costs of remittances to Sub-Saharan Africa (SSA), with a focus on Nigeria. While much of the current literature highlights the theoretical benefits of CBDCs...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015628449

Trust as predictor and mechanism in green FinTech adoption : a systematic review and meta-analysis

Balaskas, Stefanos - 2026

Green FinTech involves facilitating sustainable payments, banking, and investment; nevertheless, it is subject to consumer trust and perceptions of 'green' value. The literature on this topic is fragmented, with information systems literature typically considering trust as a broad acceptance...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015628472

Comparative analysis of stablecoin architectural features in fragmented regulatory environments

Vlasov, Andrej Vasil'evič; Egorov, Andrej Jur'evič; … - 2026

Amidst the escalating geopolitical fragmentation of the global financial system, divergent stablecoin architectures are emerging. This study employs Qualitative Comparative Analysis (QCA) and introduces a formalized 'Geopolitical Stablecoin' (GPSC) model to conduct a systematic comparison of...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015628479

From threat to opportunity : digital infrastructure and bank adaptation to cryptocurrency cycles-global evidence

Martens, Wil - 2026

As cryptocurrencies evolve from niche assets to systemic financial components, the banking sector faces a strategic dilemma: displacement or adaptation. Using 27,510 bank-year observations from 2014 to 2023 across thirty-two economies, predominantly within the European banking sector, this study...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015628489

Financial inclusion, FinTech, and banking stability in Asia and Pacific economies

Koirala, Niraj - 2026

This paper examines the interplay between financial inclusion and FinTech in shaping banking stability, with a focus on economies in the Asia and Pacific region. Using an unbalanced panel dataset from 21 economies from 2000 to 2021, the paper finds that financial inclusion enhances banking...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015628623

Fintech adoption and bank risk, efficiency and stability : evidence from panel data of selected Asian economies

Uddin, Helal; Barai, Munim Kumar - 2026

Asia presently houses some of the top and dynamic economies in the world. These economies have also experienced high fintech adoption in their banking sectors. This paper examines the impact of fintech adoption and integration on the efficiency and stability of banks in 9 Asian countries, using...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015628633

Robo-advisor adoption and influences of innovation attributes, trust, and image

Mohamed, Norshidah - 2026

Robo-advisors are evolving fintech solutions that ask potential clients about their investment purpose and time horizon and then offer investment strategies to reach different goals. This study aims to build on prior research and gain insights into the influence of innovation attributes...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015628669

Strategic foresight for FinTech governance : a scenario-based MCDA approach for Kuwait

Kayed, Salah; Alhawwatma, Zaid; Morshed, Amer; Khrais, … - 2026

This study investigates how strategic foresight can enhance FinTech governance and policy resilience in emerging economies, using Kuwait as an illustrative case. It aims to identify which foresight interventions should be prioritized across alternative futures to strengthen innovation, security,...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015628715

CBDCs and liquidity risks : evidence from the SandDollar's impact on deposits and loans in the Bahamas

Giraldo-Gordillo, Francisco Elieser; Bustillo Mesanza, … - 2026

This study evaluates the early impact of Central Bank Digital Currencies (CBDCs) on key financial indicators in The Bahamas, focusing on the introduction of the SandDollar-the world's first fully implemented retail CBDC. Using the Synthetic Control Method (SCM), the analysis constructs...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015628744

Project Samara : research paper

Arora, Rakesh; Faruqui, Umar; Hendry, Scott; Shah, Dinesh; … - 2026 - Last updated: March 5, 2026

Project Samara was a limited, real world experiment designed to evaluate the use of distributed ledger technology (DLT) and wholesale central bank digital money (W CAD) in Canadian capital markets. The project involved the issuance of a single tokenized bond by Export Development Canada to a...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015638054

DeFi lending

Chiu, Jonathan; Danisman, Furkan - 2026 - Last updated: April 2, 2026

We study decentralized lending on Aave V3, the largest DeFi lending protocol by total value locked. Using transaction-level data, we analyze its revenue model, borrower behavior, and liquidation dynamics. We find that protocol earnings are concentrated in a few tokens, that many users engage in...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015638855

Digital financial literacy and hyperbolic discounting : evidence from Japanese investors

Shiiku, Asahi; Otchere-Appiah, Gideon; Khan, Mostafa … - 2026

This study investigates the relationship between digital financial literacy (DFL) and hyperbolic discounting among 104,993 active securities account holders in Japan. As digital financial services expand rapidly, individuals increasingly require not only traditional financial knowledge but also...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015639085