Artificial intelligence (AI) has long since arrived in the world of work, including in the field of media design. This work focusses on AI-generated images and examines copyright challenges in this context. It becomes clear that not only the generated images should be considered, but that AI...

Artificial intelligence (AI) has long since arrived in the world of work, including in the field of media design. This work focusses on AI-generated images and examines copyright challenges in this context. It becomes clear that not only the generated images should be considered, but that AI...

Generative Künstliche Intelligenz (KI) ist ein entscheidender Wertschöpfungsfaktor in der Finanzbranche, da sie bestehende Prozesse optimiert und neue Geschäftsmodelle ermöglicht. Während zahlreiche Forschungsbeiträge technische, soziale und ethische Aspekte generativer KI untersuchen,...

In many jurisdictions, academia is at the service of legal practice. Law professors write commentaries that summarize the state of the art of doctrine, chiefly of jurisprudence. In the spirit of a proof of concept, using the guarantee of freedom of assembly in the European Convention on Human...

In an experiment on the large language model GPT-4o, a supplier always makes a higher profit if it replaces uniform contract terms with a set of terms between which the customer may choose. The extra profit results from price discrimination. There is a first order and a second order effect. The...

In many jurisdictions, academia is at the service of legal practice. Law professors write commentaries that summarize the state of the art of doctrine, chiefly of jurisprudence. In the spirit of a proof of concept, using the guarantee of freedom of assembly in the European Convention on Human...

This study updates the ILO's 2023 Global Index of Occupational Exposure to Generative AI (GenAI), incorporating recent advances in the technology and increasing user familiarity with GenAI tools. Using a representative sample from the 29,753 tasks in the Polish occupational classification system...

As insurers accelerate their AI adoption and people increasingly turn to general purpose Generative AI (Gen AI) tools to guide their insurance decisions, understanding how customers perceive and engage with these technologies is critical to building trust and ensuring responsible innovation....

Der vorliegende Artikel thematisiert das von den Vereinten Nationen definierte Ziel einer hochwertigen Bildung durch den Einsatz Generativer Künstlicher Intelligenz zur Adaption von Lerntexten. Durch die Anpassung von Lerntexten an individuelle und gruppenbasierte Interessen soll deren...

The report examines how central banks, financial regulators and supervisory authorities are using AI for policy purposes. They regularly work with vast data sets and complex decision-making processes to safeguard monetary and financial stability and ensure the integrity of payment systems. New,...

Die dynamische Entwicklung und steigende Beliebtheit generativer künstlicher Intelligenz (genKI), besonders durch die Verbreitung und dem Einsatz von ChatGPT, hat das enorme Potenzial dieser Technologie gezeigt, Berufsfelder und Branchen grundlegend transformieren zu können. Die Entscheidung...

With the final approval of the EU's Artificial Intelligence Act (AI Act), it is now clear that general-purpose AI (GPAI) models with systemic risk will need to undergo adversarial testing. This provision is a response to the emergence of "generative AI" models, which are currently the most...

We propose an EU Safe Generative AI Innovation Program to address a market failure in generative AI development. While developers can capture significant value from generative AI capability improvements, they bear only a fraction of potential safety failure costs, which leads to underinvestment...

Using a comprehensive dataset of posts from a major platform for anime- and manga-style artwork, we study the impact of the launch of a prominent text-to-image generative AI. Focusing on the majority of incumbent creators who do not adopt AI as a primary tool, we show that the AI launch led to a...

Generative AI use for content generation is associated with divergent outcomes on different financial social media platforms: indications of reasoning enhancement on Seeking Alpha, and of belief distortions on WallStreetBets. On Seeking Alpha, adoption is associated with information frictions....

"This book offers a comprehensive, up-to-date guide for business leaders and professionals looking to leverage AI effectively in their organizations. It addresses the growing demand for practical knowledge on AI implementation in business contexts, filling a gap between purely technical AI...

We present the GABRIEL software package, which uses GPT to quantify attributes in qualitative data (e.g. how "pro innovation" a speech is). GPT is evaluated on classification and attribute rating performance against 1000+ human annotated tasks across a range of topics and data. We find that GPT...

Künstliche Intelligenz in der Versicherungspraxis: Anwendungen, Risiken und Zukunftsperspektiven Künstliche Intelligenz gilt als einer der größten Innovationstreiber unserer Zeit - auch in der Versicherungswirtschaft. Dieses Buch zeigt, wie Fachleute aus der Versicherungspraxis KI heute...

Das Konzept "Industrie 5.0" stellt einen entscheidenden Schritt in der Entwicklung der industriellen Produktion dar und zeichnet sich durch die enge Vernetzung von Mensch und Maschine aus. Hybride Intelligenz stellt eine vielversprechende Lösung dar, um menschliches Wissen mit maschineller...