Determinants of private commercial banks deposit in Ethiopia
Meseret Dame Tafa and Solomon Tessema Worku
This study aimed to investigate the determinant of private commercial bank deposits in Ethiopia over eighteen years (2000-2017). To achieve the research objectives, an explanatory research design and a quantitative research approach were employed. In addition, the study has targeted sixteen private commercial banks currently operating in Ethiopia. Data obtained from selected banks were analyzed by using descriptive statistics and random effect model analysis. The regression result shows that three internal variables such as loan to deposit ratio, profitability and the number of bank branches and two macroeconomic variables such as unemployment rate and economic growth rate have a significant effect on the total deposit of private commercial banks. Based on the study finding, researchers recommended that all private commercial banks are required to aggressively expand their branches comparatively to the commercial bank of Ethiopia, and government bodies should give more attention to sustainable economic growth and should work on unemployment reduction.
Year of publication: |
2022
|
---|---|
Authors: | Tafa, Meseret Dame ; Worku, Solomon Tessema |
Published in: |
Cogent economics & finance. - Abingdon : Taylor & Francis, ISSN 2332-2039, ZDB-ID 2773198-4. - Vol. 10.2022, 1, Art.-No. 2098608, p. 1-15
|
Subject: | Deposit mobilization | private commercial banks | remittance | deposit ratio | Ethiopia | Einlagengeschäft | Deposit banking | Äthiopien | Bank | Privatisierung | Privatization | Einlagensicherung | Deposit insurance | Rücküberweisungen | Remittances |
Saved in:
freely available
Saved in favorites
Similar items by subject
-
Mebratu-B-PLC theory implication on developing country's oxygen of Bank
Mebratu, Agumas Alamirew, (2023)
-
Quasi-Merit Goods : The Concept and a Case Study of Private Bank Deposits
Vernikov, Andrei, (2021)
-
Determinants of banks deposits in Nepalese commercial banks
Thapa, Aakriti, (2024)
- More ...