Digital Currencies and Bank Competition

This article examines how the issuance of a Digital Currency by a non-bank operator impacts competition between banks in a cashless society. I analyze how the fee charged for the digital currency impacts the interest rates on loans and the fees charged by banks to depositors for paying by card and opening an account in a bank. I derive the conditions under which consumers use the digital currency to pay

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Year of publication:	2020
Authors:	Verdier, Marianne
Publisher:	[2020]: [S.l.] : SSRN
Subject:	Wettbewerb \| Competition \| Bank \| Virtuelle Währung \| Virtual currency

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Extent:	1 Online-Ressource (45 p)
Type of publication:	Book / Working Paper
Language:	English
Notes:	Nach Informationen von SSRN wurde die ursprüngliche Fassung des Dokuments August 14, 2020 erstellt
Other identifiers:	10.2139/ssrn.3673958 [DOI]
Classification:	G21 - Banks; Other Depository Institutions; Mortgages ; L31 - Nonprofit Institutions ; L42 - Vertical Restraints; Resale Price Maintenance; Quantity Discounts
Source:	ECONIS - Online Catalogue of the ZBW

Persistent link: https://www.econbiz.de/10012825638