ضوابط وأدوات تجاوب المؤسسات المالية الإسلامية مع المستجدات الاجتماعية

The Islamic financial institutions are criticized for failure to play their perceived role in terms of assuming social responsibility. They are expected, based on their inception philosophy, to contribute to the social welfare in the societies in which they operate and to the advancement of these societies. The study examines the validity of assuming these institutions some social responsibility, the different tools and vehicles through which these institutions can provide the desired social benefit, and the Shariah rules to carry out this role. The research concludes that Islamic financial institutions must assume some social responsibility in a manner that does not harm the very purpose for which they have been established. The fact that they fail to carry out their social responsibilities is often the result of administrative shortcomings in these institutions, in addition to the adoption of some controversial financing instruments that would defy and social good. The paper also proposes some vehicles through which Islamic financial institutions shall play a positive social role.