A lesson to learn from developed countries: The Case of State Branching Deregulation in the US

The era of US state branching deregulation started in 1970 and ended up with the enactment of the Riegle Neal Act of 1994. One of the purposes of the branching restriction was to avoid bank concentration. The following paper addresses the influence of the state deregulation on commercial banks’ efficiency within the U.S. We calculate an indicator of bank efficiency using Data Envelopment Analysis (DEA). The efficiency indicator is used as the primary step to analyze the effect of state branching law deregulation on bank’s efficiency. The analysis is complemented with a failure prediction model using these DEA scores.

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Authors:	Guillén, Jorge
Published in:	Estudios de Economia. - Departamento de Economía. - Vol. 36, 1 Year 2009, p. 67-95
Publisher:	Departamento de Economía
Subject:	Data Envelopment Analysis \| Input Oriented Models \| Interstate Branch Regulation

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Extent:	application/pdf
Type of publication:	Article
Classification:	G21 - Banks; Other Depository Institutions; Mortgages ; G28 - Government Policy and Regulation ; E58 - Central Banks and Their Policies ; E61 - Policy Objectives; Policy Designs and Consistency; Policy Coordination
Source:	RePEc - Research Papers in Economics

Persistent link: https://www.econbiz.de/10005256835