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The diffusion of production processes in the U.S. banking industry: A finite mixture approach
Beard, T.R., (1997)
Insolvency, Moral Hazard, and Expense Preference Behavior: Evidence from U S Savings and Loan Associations
Gropper, D.M., (1995)
Modelling the consumer's decision to replace durable goods: a hazard function approach
Raymond, J.E., (1993)