Access to Bank Credit in Sub-Saharan Africa; Key Issues and Reform Strategies

This study discusses issues of access to bank credit in Sub-Saharan Africa, and examines measures that could help facilitate access by the private sector to bank credit. It reviews in particular obstacles to credit small- and medium-scale enterprises and agriculture, and examines progress in the design and implementation of reform measures that are needed to create an institutional environment more supportive of credit activity. It also reviews bank interest rate spreads and profit margins, and their determinants, and compares such spreads with those prevailing in other regions of the world.

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Year of publication:	2005-08-01
Authors:	Sacerdoti, Emilio
Institutions:	International Monetary Fund (IMF)
Subject:	Banking systems \| Sub-Saharan Africa \| Bank credit \| Credit controls \| Credit restraint \| Interest rates \| banking \| banking system \| financial system \| working capital \| financial intermediation \| money market \| crowding out \| bonds \| bank loans \| liquidity ratio \| money market instruments \| financial statements \| deposit rates \| financial systems \| bank liquidity \| bank deposits \| reserve requirements \| return on equity \| return on assets \| financial sector \| financial institutions \| bank financing \| accounting system \| banking sector \| bank of greece \| financial markets \| bank restructuring \| banks with assets \| bankers ? association \| bank intermediation \| bankers \| net interest margin \| excess liquidity \| bank interest rate \| interbank market \| bank interest \| national bank \| financial resources \| mortgage bonds \| international financial statistics \| financial stability \| rediscount \| small bank \| cash flow \| deposit rate \| bank spreads \| bank failures \| money market mutual funds \| banking institutions \| moral hazard \| credit union \| macroeconomic stability \| discounting \| rediscounts \| bank of portugal \| issuance of mortgage bonds

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Extent:	application/pdf
Series:	IMF Working Papers.
Type of publication:	Book / Working Paper
Language:	English
Notes:	The text is part of a series IMF Working Papers Number 05/166 3 pages long
Source:	RePEc - Research Papers in Economics

Persistent link: https://www.econbiz.de/10005264006