//-->
Analysis of programs to reduce overpopulation of companion animals: Do adoption and low-cost spay/neuter programs merely cause substitution of sources?
Frank, Joshua M., (2007)
Do credit card users systematically underestimate their interest rates? : evidence from the survey of consumer finances
Frank, Joshua M., (2011)
Why free markets can sometimes turn into "peacock markets" : the evolution of credit cards
Frank, Joshua M., (2010)