Banking the World : Empirical Foundations of Financial Inclusion

Intro -- Contents -- 1 Introduction: Banking the World -- I Where Are We Now? -- 2 Half the World Is Unbanked -- II Better Data -- 3 Cause and Effect of Financial Access: Cross-Country Evidence from the FinScope Surveys -- 4 How to Ask Households about Financial Services: Experimental Evidence from Ghana and Timor-Leste -- 5 Going with the Flow: Measuring Financial Usage in Poor Households -- III Creating Impact -- 6 The Economic Impact of Expanding Access to Finance in Mexico -- 7 Finance and Hunger: Empirical Evidence of the Agricultural Productivity Channel -- 8 Entrepreneurial Finance in the Western Balkans: Characteristics of the Newly Self-Employed in Albania, Bosnia and Herzegovina, and Serbia -- IV Cautionary Tales -- 9 The Impact of International Remittances on Income, Work Efforts, Poverty, and Inequality: Evidence from Vietnam Household Living Standard Surveys -- 10 Mortgage Finance in Central and Eastern Europe - Opportunity or Burden? -- V More than Products -- 11 Measuring Personality Traits and Predicting Loan Default with Experiments and Surveys -- 12 Valuing Financial Literacy -- 13 Use of Biometric Technology in Developing Countries -- 14 Accessing Credit from Banks, Microfinance Institutions, and Informal Groups: What Is the Role of Social Capital? -- VI Conclusion -- 15 Ten Research Questions -- Contributors -- Index.