Comportamiento de No Pago en Créditos de Consumo: Indicadores y Determinantes

In this paper we discuss various indicators of default for consumer loans in Chile. In particular, we propose an indicator based on write-offs, which can be interpreted as a probability of default. The proposed indicator replicates the level and the dynamic of the default frequency reported in a previous study, but it has a greater reaction during the crisis period of 2009.

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Year of publication:	2013-07
Authors:	Alegría, Andrés ; Alfaro, Rodrigo ; Saavedra, Carlos
Institutions:	Banco Central de Chile

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Extent:	application/pdf
Series:	Working Papers Central Bank of Chile.
Type of publication:	Book / Working Paper
Source:	RePEc - Research Papers in Economics

Persistent link: https://www.econbiz.de/10010736453