Computers and Banking : Electronic Funds Transfer Systems and Public Policy

I • Introduction -- 1 • EFT as a Case of Technology and Public Policy -- II • Eft Technology -- 2 • Outlook for EFT Technology -- 3 • Status of EFT: An Assessment of Services and a Review of EFT in the Fifty States -- III • Impact On Society -- 4 • EFT and the Consumer: An Agenda for Research -- 5 • More Inequality: An Exploration of Potential Impacts of EFT on Stratification in American Society -- 6 • EFT, Privacy, and the Public Good -- 7 • Vulnerabilities of EFT Systems to Intentionally Caused Losses -- IV • Economic Impact -- 8 • Costs of the Current U.S. Payments System -- 9 • An Overview of the Economic Characteristics of Electronic Funds Transfer Systems -- 10 • National Economic and Monetary Impacts of EFT -- V • Eft Regulation and Control -- 11 • Problems and Policies in Making EFT Available to the Public -- 12 • Public Protection and Education Under EFT -- 13 • Regulatory and Operational Issues in EFT -- VI • Monitoring and Evaluating Eft Systems -- 14 • Electronic Funds Transfer as a Subject of Study in Technology, Society, and Public Policy -- 15 • The Social and Institutional Meanings of Electronic Funds Transfer Systems. -- 16 • EFT and the Process of Change -- 17 • Using Micromodels in EFT Analysis -- 18 • Monitoring EFT in Evolution -- VII • Conclusion -- 19 • An Agenda for EFT Research -- Appendixes -- A • Rank Order Listing of Research Suggestions at the Exploratory Workshop -- B • Results of the Survey of Conference Participants on EFT Research Priorities -- C • List of Participants at the Workshop and the Conference on EFT Research and Public Policy -- • About the Editors -- • About the Authors.