Dynamic Provisioning: Some Lessons from Existing Experiences

After analyzing the different reasons why the financial system and also the regulatory framework induced procyclicality, this paper reviews the experiences of three countries which have introduced dynamic provisioning as a regulatory tool to limit procyclicality. The case of Spain—the country with the longest experience—is reviewed, as well as those of Colombia and Peru—countries that have recently adopted dynamic provisioning. A number of policy lessons are drawn from that comparison.

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Year of publication:	2010-05-26
Authors:	de Lis, Santiago Fernández ; Herrero, Alicia Garcia
Institutions:	Asian Development Bank Institute, Asian Development Bank
Subject:	dynamic provisioning \| colombia \| peru \| spain \| bank regulation \| procyclical

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Extent:	text/html
Series:	ADBI Working Papers.
Type of publication:	Book / Working Paper
Notes:	The text is part of a series ADBI Working Papers Number 218 32 pages
Classification:	E32 - Business Fluctuations; Cycles ; G21 - Banks; Other Depository Institutions; Mortgages ; G28 - Government Policy and Regulation ; G32 - Financing Policy; Capital and Ownership Structure
Source:	RePEc - Research Papers in Economics

Persistent link: https://www.econbiz.de/10008464928