Evaluation of the Potentials of Private Insurance Industry as a Source of Health Care Finance in the Philippines

This paper investigates the significant contribution of private health insurance to the Philippine health care finance. It also determines ways of its promotion and regulation. In addition, it identifies the areas where its services are the most concentrated, identifies its targeted beneficiaries and the manner and nature of payments it makes to its clients. Realization of full benefits from the health care funds depends on addressing the constraints to its full development. Hence, there is a need for the government to support and provide incentives for health insurance and business development.