How many cards do you use?

This paper investigates how buyers allocate their spending among debit, credit, and prepaid cards. Using the 2012 Diary of Consumer Payment Choice, I show that consumers tend to concentrate the majority of their transactions and a large value of their transactions on a single type of card. The paper also investigates whether buyers concentrate their spending on one of the card networks, a behavior known as "single-homing."

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Year of publication:	2013
Authors:	Shy, Oz
Publisher:	Boston, MA : Federal Reserve Bank of Boston
Subject:	payment card use \| choice of payment cards \| multi-homing \| single-homing

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Series:	Working Papers ; 13-13
Type of publication:	Book / Working Paper
Type of publication (narrower categories):	Working Paper
Language:	English
Other identifiers:	776843931 [GVK] hdl:10419/107225 [Handle] RePEc:fip:fedbwp:13-13 [RePEc]
Classification:	D14 - Personal Finance
Source:	EconStor

Persistent link: https://www.econbiz.de/10010478887