Methodical and applied aspects to determine the interest rate for bank loans to implement innovative projects in agricultural production

Development of methodology for assessing the value of bank interest on loans for the implementation of innovative projects in the agricultural sector, taking into account not only the degree of risk, but also as innovation are examined in the article. The method of calculating the index of innovative projects and enterprises based on rate of return on capital advanced is proposed. The method of determining the value of risk that arises from the previous simulation to identify law statistical distribution of random variables and detection limits of the confidence interval are improved based on the innovation index. Classic method for determining the bank’s interest to financing terms of innovative projects is adapted.