Present Actions to Identify the Optimal EU Banking Regulation

The need for common rules of law for banking activity and credit institutions is fully justified in the present time. Without specific regulation on full banking union, the banks act in their operation accordingly to national rule of law, widening the differences among internal banking systems. The papers presents the conclusions of the Green Paper on shadow banking from 2012, which determined the EP resolution on the need to ensure greater transparency and stronger supervision. Also, the Commission position is analyzed, considering the highlighted issues in its communication in 2013 on strengthening transparency of securities financing transactions. The papers presents the measures to enhance financial stability within the Union, better integrate financial markets, facilitate the orderly resolution and recovery of the group, enhance the cross-border provision of services and the establishment in other Member States, reduce distortions of competition and prevent regulatory arbitrage. The Regulation proposal launched in autumn 2014 refers to the adoption of measures for the approximation of national provisions aiming at the uniform rules on banks’ structures