Small business credit scoring and credit availability

U.S. commercial banks are increasingly using credit scoring models to underwrite small business credits. This paper discusses this technology, evaluates the research findings on the effects of this technology on small business credit availability, and links these findings to a number of research and public policy issues.

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Year of publication:	2005
Authors:	Berger, Allen N. ; Frame, W. Scott ; Berger, Allen N. ; Frame, W. Scott
Publisher:	Atlanta, GA : Federal Reserve Bank of Atlanta
Subject:	Kreditwürdigkeit \| KMU \| USA \| banks \| credit scoring \| small business

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Series:	Working Paper ; 2005-10
Type of publication:	Book / Working Paper
Type of publication (narrower categories):	Working Paper
Language:	English
Other identifiers:	490817661 [GVK] hdl:10419/101032 [Handle] RePEc:fip:fedawp:2005-10 [RePEc]
Classification:	G21 - Banks; Other Depository Institutions; Mortgages ; G28 - Government Policy and Regulation ; G34 - Mergers; Acquisitions; Restructuring; Corporate Governance ; L23 - Organization of Production
Source:	EconStor

Persistent link: https://www.econbiz.de/10010397703