Study on professional indemnity insurance for services providers (under the Services Directive) : Task 3: Access to and cost of insurance

This document contains the analysis of the results of the survey conducted under Task 3 (Access to and cost of insurance). The purpose of Task 3 was to assess the availability and difficulty of acquiring a professional liability insurance by services providers in a cross-border situation. This includes the cost of the acquisition and the contractual elements of acquiring the insurance. To this end, the specific objectives of this task were to: - Establish whether a professional indemnity insurance is available to the providers within the scope of this study in a cross-border situation; - Identify under what conditions/circumstances this insurance is available (including the cost and contractual features of the acquisition); and - Understand how difficult is to fulfil these conditions for the providers in a cross-border situation.