Testing for Evidence of Adverse Selection in the Automobile Insurance Market : A Comment

We analyze jointly the distribution of automobile accidents and the choice of deductible. One prediction in the literature is that high risk individuals will choose small deductibles within risk classes, when there is asymmetrical information. We show, however, that risk classification is sufficient, in the sense that there is no residual adverse selection on risk types in the automobile insurance portfolio studied

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Year of publication:	[2014]
Authors:	Dionne, Georges
Other Persons:	Gouriéroux, Christian (contributor) ; Vanasse, Charles (contributor)
Publisher:	[2014]: [S.l.] : SSRN
Description of contents:	Abstract [papers.ssrn.com]

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Extent:	1 Online-Ressource
Type of publication:	Book / Working Paper
Notes:	In: Journal of Political Economy, April 2001 Volltext nicht verfügbar
Source:	ECONIS - Online Catalogue of the ZBW

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