The Actors of the Credit Crisis Reflected by the Compram Methodology

The credit crisis is a complex societal problem in which many phenomena and actors are involved. If one wants to analyze the causes of this problem, try to stabilize the situation and prevent new fall backs, a multi-disciplinary approach is prescribed. A careful analysis based on the scientific methodology of societal complexity is needed in order to find how the credit crisis happened and how new crises can be prevented. Theories of multiple disciplines must be used by a multi disciplinary team to analyze the situation and to find sustainable options. This process can be accomplished by following the Compram Methodology of DeTombe. The Compram Methodology provides a framework for policy making which includes many methods and tools. The Compram Methodology is specialized to handle complex interdisciplinary world-wide problems and to offer a step-by-step approach of analyzing the problem, finding and implementing sustainable interventions and evaluating the effects. The Compram Methodology offers a bird's-eye view on the complexity of the problem and gives directions to policy makers to build their decisions on using a multi-disciplinary, multi-actor approach. In this article the credit crisis is discussed in relation with the Compram Methodology. Aspects of the credit crisis are described with an emphasis on the role of the actors. Based on the Compram Methodology directions can be provided for handling the credit crisis and avoiding future similar problems