The Effect of Trust Perception, Risk Perception, And Security Perception on the Interest in Using E-Money (Electronic Money)

This study aims to determine the effect of Perceptions of Trust, Perception of Risk, and Perceptions of Security in the interest in using e-money using multiple linear regression. This research was conducted in the capital city of Jakarta, using a survey method. This study found 100 respondents in Jakarta, who has used e-money and knew about e-money services. This study uses SPSS 25.0 software to test the research data. This analysis indicates that Perception of Trust and Perception of Security have a significant effect on interest in using e-money. Whereas the Perception of Risk did not significantly influence the interest in using e-money. The implications of this study are expected to be able to help the banking business sector to pay attention to every public perception that influences the interest in using e-money