The Global Findex Database 2017 : Measuring Financial Inclusion and the Fintech Revolution

Cover -- Half Title -- Title -- Copyright -- Contents -- Foreword -- Acknowledgments -- About the Global Findex database -- Overview -- Why financial inclusion matters for development -- Continued growth in account ownership -- Persistent inequality in account ownership -- Who remains unbanked-and reasons why -- How people make and receive payments -- How people access and use their accounts -- Patterns in saving, credit, and financial resilience -- Increasing financial inclusion through digital technology -- 1 Account ownership -- Account ownership around the world -- Gender gaps in account ownership -- Gaps in account ownership between richer and poorer -- Differences in account ownership by other individual characteristics -- 2 The unbanked -- Who the unbanked are -- Why people remain unbanked -- 3 Payments -- Payments from government to people -- Payments from businesses to people-private sector wages -- Other payments for work -- Payments from people to businesses-utility payments -- Payments between people-domestic remittances -- 4 Use of accounts -- Use of accounts for digital payments -- Use of accounts for saving -- Accounts that remain inactive -- 5 Saving, credit, and financial resilience -- How and why people save -- How and why people borrow -- Financial resilience -- Spotlight: Access to mobile phones and the internet around the world -- 6 Opportunities for expanding financial inclusion through digital technology -- The landscape for digital payments -- Opportunities for expanding account ownership among the unbanked -- Opportunities for increasing the use of accounts among the banked -- References -- Survey methodology -- Indicator table -- Global Findex glossary -- A -- B -- F -- H -- M -- N -- O -- P -- R -- S -- U -- Figures -- O.1 The gender gap in account ownership persists in developing economies