Three Pillars of Pensions: Revised and Annotated

This is an old, but important paper, based on a presentation that I made to an OECD conference in Prague in April of the year 2000. This defined my future work on pension reform. I circulated it as a UNDESA discussion paper in June 2000. It was subsequently published by the OECD, "edited for length". In this revised and annotated version, written at the end of August 2014, I highlight and explain the importance of deletions that OECD editors made to my original paper.