To Screen or Not to Screen : Let the Competition Decide

We develop a model of spatial competition to explore how changes in the market structure affect the incentives of banks to screen loan applicants. We take a post-crisis perspective that treats the number of banks as exogenous. Our findings reveal that the relaxation of competition distorts banks' incentives to invest in screening

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Year of publication:	2018
Authors:	Papanikolaou, Nikolaos I.
Publisher:	[2018]: [S.l.] : SSRN
Subject:	Wettbewerb \| Competition \| Signalling \| Theorie \| Theory \| Asymmetrische Information \| Asymmetric information
Description of contents:	Abstract [papers.ssrn.com]

Extent:	1 Online-Ressource
Type of publication:	Book / Working Paper
Language:	English
Notes:	In: Economics Letters, Vol. 170, pp. 175-178, 2018 Nach Informationen von SSRN wurde die ursprüngliche Fassung des Dokuments September 21, 2018 erstellt Volltext nicht verfügbar
Classification:	D40 - Market Structure and Pricing. General ; D82 - Asymmetric and Private Information ; G21 - Banks; Other Depository Institutions; Mortgages
Source:	ECONIS - Online Catalogue of the ZBW

Persistent link: https://www.econbiz.de/10012910768