UMA Ecosystem : The Mobile Payment Architecture Model for Academic

Monetary Technology (FinTech) developed alongside changes in individuals' ways of life which are right now commanded by quick moving data innovation clients. The meaning of Fintech in Bank Indonesia Regulation No. 19/12/PBI/2017 is the utilization of money related framework innovation that produces new items, administrations, advances and/or plans of action and can affect fiscal dependability, budgetary framework strength, and furthermore brings about installment frameworks that are effective, sheltered and solid. Because of the most recent advancements in IT, different Fintech innovations are being created. As a major aspect of the arrangement that Fintech is attempting to oblige, the cell installment administration will be one of the powerful factors. Innovation assumes a significant job with the goal that the instruction framework keeps on moving powerfully and imaginatively. In this exploration, Fintech utilizes individual monetary administration (PFM) which can give examination of individual budgetary investigation, individual money related well-being appraisal, and money related item suggestion administrations comprising of venture items, protection and devices to screen and control the degree of use to coordinate arranging. target client funds, and give online installment benefits that can help in the installment procedure that is simpler, increasingly adaptable, and quicker. Fintech is introduced as Android-based cell installments