DRIGA, Imola; NITA, Dorina; DURA, Codruta - In: Economia. Seria Management 13 (2010) 2, pp. 378-390
Credit risk is most simply defined as the potential that a borrower/counter party will fail to meet its obligations in accordance with agreed terms. The goal of credit risk management is to maintain credit risk exposure within targeted limits so that the bank can maximize risk adjusted return....