, L51; keywords: auctions, revenue equiva-
lence, bankruptcy, insurance economics, international discrimination, price … business cycles, barbie, bush-walking, and breakfast tea.
All other colleagues at the RSSS deserve my gratitude as well. Thanks …Dun and Bradstreet Business Failure record, cited from Calveras et al. (2004).
2See White (1989).
3An excellent textbook …