Dinh, Minh T.H.; Mullineux, Andrew W.; Muriu, Peter - In: Journal of Financial Regulation and Compliance 20 (2012) 4, pp. 385-401
relationship between macroeconomic factors such as interest rates, house prices, unemployment rates, disposable income and bank …, interest rates and unemployment rates have a significant impact on secured loans. There is however, minimal impact on unsecured … results show that the main factors impacting on credit cards are disposable income and unemployment rates, while changes in …