Carlson, Mark; Shan, Hui; Warusawitharana, Missaka - Federal Reserve Board (Board of Governors of the … - 2011
This paper examines the impact of bank capital ratios on bank lending by comparing differences in loan growth to …, that the relationship between capital ratios and bank lending is insignificant until the recent financial crisis. We also … years being for commercial real estate loans. Finally, we show that the elasticity of bank lending with respect to capital …