Martikainen, Emmi; Schmiedel, Heiko; Takalo, Tuomas - European Central Bank - 2013
integration, convergence in the European retail payments market is measured during the period 1995-2011 for the most used retail …. There is also some evidence of beta convergence. In contrast to some other segments of the financial markets, integration in …Financial integration in some segments of the financial markets started to deteriorate during the recent period of …