Finkelstein, Amy; Luttmer, Erzo F.P.; Notowidigdo, … - Institute for the Study of Labor (IZA) - 2009
hazard isues, health insurance policies that pay out more
than medical expenditures are never (to our knowledge) offered …’s health.
Unfortunately, to our knowledge, such asets do not exist in practice.
Even though aset returns are uncorrelated … to empiricaly estimating health state dependence. Some have
not, to our knowledge, ever been atempted. Others have been …