Raya, Josep Maria; Vargas, Claudia - In: Journal of applied economics 25 (2022) 1, pp. 543-562
This paper aims to ascertain the determinants by which individuals decide to use credit cards as a payment method rather than cash; that is, to understand changes in socioeconomic factors on the long-term use of alternatives to cash. Using the data from the waves (2002-2017) of the Spanish...