van der Wiel, Karen; Dubovik, Andrei; van Solinge, Fien - 2019
Bank loans continue to be the main source of external financing for small and medium-sized enterprises (SMEs), in both … capital. But Dutch SMEs are applying for fewer bank loans, and those applications are often rejected by the banks. How does … SME bank financing in the Netherlands relate to other European countries, and what are the reasons for the differences? …