Edelberg, Wendy M. - 2003
the highest risk
groups.
Risk-Based Pricing in Consumer Credit Markets
Although conventional lenders began to use … of over 21 from 1990 to 1995
(Dahlin (2000)).
1
Certain changes in consumer credit industry practices spurred …. In
general, they showed that poorer households paid more for credit (for example, Caplovitz,
(1967), Consumer Credit …