Wheelock, David C.; Wilson, Paul W. - In: Journal of Banking & Finance 37 (2013) 1, pp. 75-88
traditionally enabled small lenders to thrive. Nonetheless, the membership and market share of US credit unions have increased …, though their average size has also risen. We investigate changes in the efficiency and productivity of US credit unions … cost and scale efficiency, and changes in technology. We find that cost-productivity fell on average across all credit …