Djankov, Simeon; Miranda, Pedro; Seira, Enrique; … - 2008
business; thus depositors often lost their money.
Since the Cajas had already developed lending relationships with clients, in …, followed by rental income (20% of income)
and non-agricultural business income (10% of income). There were no significant …. M., 2007b. Reaching out: Access to and
use of banking services across countries. Journal of Financial Economics 85 …