Degryse, Hans; Havrylchyk, Olena; Jurzyk, Emilia; … - 2008
higher cost-efficiency, better risk management and cheaper cost of funds due to access to in-
ternational capital markets … improve credit standards or risk management
procedures, as the acquired institutions are burdened by non-performing loans and … risk management skills, by
providing better service quality/variety that some customers prefer, or by obtaining …