Claeys, Sophie (contributor); Hainz, Christa (contributor) - 2007
.claeys@riksbank.se .
b
Department of Economics, University of Munich, Akademiestr. 1/III, 80799 Munich, e-
mail: christa … information on the credit market. Domestic banks gain information about their
incumbent �rms during a previous business … a business relation in the past and therefore, it has
perfect information about its incumbent customers. This assumption …